Yes.

To cancel a credit card, you need to call the credit card center to apply for cancellation. It does not matter whether the card is present or not, as long as you ensure that there is no outstanding balance on the credit card and there are no withholdings (such as insurance). Bank counters do not handle it;

The cancellation application process is as follows:

The first step is to verify with the bank's credit card customer service whether there are any outstanding accounts.

The second step is to make sure that there are no unsettled accounts, it is best to understand the points status of the credit card. If you can redeem gifts, it is not too late to redeem the gifts first and then cancel the account.

The third step is to solve these problems and submit an application to cancel the card. Customer service will do everything possible to retain the card when canceling it. If you really want to cancel it, don’t be swayed;

After the customer service officially accepts the cancellation application, the bank will not process it immediately. There needs to be a certain period of time. Within the period, The bank will check whether there is any debt on the credit card and whether all outstanding debts have been settled, because a complete billing cycle may not be reached when the card is canceled. Therefore, even if you have paid off all the bills you have received before, you may still have some outstanding balances, so the bank needs a certain amount of time to confirm. Generally, this cycle of banks is about 45 days. After confirming that the cardholder does not owe money, it is best to complete the cancellation procedure. It is best to call the credit card center to verify after 45 days.