Legal Subjectivity:

If you fail to repay your credit card debt, interest fees and late payment fees will be incurred, and you will bear high penalty interest. After a credit card defaults, the penalty interest fee usually involved is recurring interest. Fees and late fees; possible violent collection; possible criminal liability; and a stain on your credit. The borrower shall repay the loan within the agreed period. According to Article 675 of the Civil Code, the borrower shall repay the loan within the agreed period. If there is no agreement on the loan period or the agreement is unclear, and it cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; the lender may urge the borrower to return it within a reasonable period of time. Legal objectivity:

Article 675 of the Civil Code The borrower shall repay the loan within the agreed time limit. If there is no agreement on the loan period or the agreement is unclear, and it cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; the lender may urge the borrower to return it within a reasonable period of time.