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Guangfa Shang Zhen Platinum Credit Card, is the annual fee deducted when the card is issued, or not deducted when the card is not opened?
No annual fee will be deducted if you don't open the card.

1. Annual fee standard: 480 yuan as the main card of Shang Zhen Platinum Card and 240 yuan as the supplementary card.

2. Customers can enjoy the credit card payment and revolving credit service provided by the bank while paying the annual fee.

3. The customer shall pay the annual fee according to the regulations of the bank. The first annual fee will be generated on the day when the new card is activated. The payment period is one year, which will be deducted from the customer's GDB card account and will not be refunded. During the validity period of the card, the annual fee will be automatically deducted from the above account regularly.

4. If the customer changes the card type, the annual fee will be charged again according to the standard of the new card type, and the annual fee charged by the old card will not be refunded.

Extended data:

1, annual fee-free policy

Shang Zhen Platinum Card, one Platinum Card and Owner Elite Platinum Card are swiped three times (inclusive) within 90 days, and the annual fee for the first year is exempted for each swipe of 88 yuan (inclusive), and the annual fee for the next year is exempted for swiping 12 times or more (inclusive);

2. Domestic ATM cross-bank cash withdrawal service

Domestic ATM inter-bank cash withdrawal fee (charged according to the number of cash withdrawals): RMB 4 yuan/transaction?

3. Domestic overdraft withdrawal and overdraft transfer services

According to a certain proportion of domestic overdraft cash withdrawal and overdraft transfer amount, the proportion range is 1%~2.5%, which is determined according to the customer's credit status; If the handling fee is less than 10 yuan, it will be charged as 10 yuan.

When customers overdraw and transfer money to other banks' savings accounts through telephone channels, they will be charged RMB 10/ yuan. ?

China guangfa bank-bank card business?