1. There is no time limit for withdrawal and repayment of ICBC credit card. The interest will be calculated from the day of withdrawal. The earlier the repayment, the better.

2. ICBC credit cards are the most widely issued credit cards in China. Currently, the main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card are divided into: Platinum Card, Gold Card and Ordinary Card according to credit level; According to the issuing objects, they are divided into business cards and personal cards, among which personal cards are divided into primary cards and supplementary cards.

3. General overdraft cards cannot fully withdraw cash. A 1,000 overdraft card can only withdraw 600 to 700, and the rest can be used by swiping the card.

4. Repayment date: For example, if you overdraft on the 9th today, you can repay it before the 4th of next month. Generally, if you repay and deposit money, it will be displayed there within five minutes. If it exceeds the repayment date, , it depends on how long it lasts. There is no big problem within three months. If it exceeds three months, bad card usage records will be generated in the bank's system, which will have an impact on future loans to buy houses and cars, and it will be very difficult to apply for other banks. Generally, banks will not approve the blacklist of the bank* **. And the daily interest for more than three months is hundreds.

5. The so-called minimum repayment of the bank is to pay the minimum, and you also have to pay interest.