Ant Bao Credit Card is a joint credit card product jointly launched by Ant Group and several banks. Due to the huge user base of Ant Group and the advantages of its credit evaluation system, this kind of credit card has great flexibility in setting credit limit. When approving the credit limit, Ant Bao Credit Card will comprehensively evaluate the applicant's personal credit record, income status, assets status and other factors. If the applicant has a good credit record, stable income and abundant assets, the credit line obtained will be correspondingly higher. The high credit limit of Ant Bao Credit Card is mainly due to the strong background of Ant Group, perfect evaluation mechanism and flexible ways to increase the credit limit, which makes Ant Bao Credit Card very competitive in the market and meets the needs of consumers for large consumption.