Fee for each installment of China Merchants Credit Card = total installment amount × fee rate for each installment. The specific rates are as follows:

1. This behavior provides cardholders with personalized choices for phases 2, 3, 6, 10, 12, 18, 24 and 36;

2. The corresponding rates for each period are 1.0%, 0.9%, 0.75%, 0.7%, 0.66%, 0.68%, 0.68% and 0.68% respectively;

3. The handling fee rate for a single installment is 0%~ 1.67%. The actual installment fee and the number of applicable installments are subject to the real-time evaluation results of China Merchants Bank Credit Card Center.