Later, just entering social work, the bank went directly to the company to apply for a salary card. They strongly recommend applying for a credit card. What's more, I can get the benefits of a suitcase by throwing out a card. However, I don't know how to refuse. I didn't know that the credit card could be cancelled until I asked, so I also got the first credit card.
When I got the card, I was completely in awe and didn't have any thoughts to take it. It took a while, but things always happen suddenly. For me who is still on probation, I can't provide a large sum of money to use, but at the same time I don't want to ask for money from my family. Finally, I used the balance in my credit card to solve my urgent need. Gradually, I found that I went to a restaurant or.
Although there are certain discounts for using credit card, after all, it uses future money and always needs a degree we can afford. If it's not a month, we can repay it by installments. Even if we have to bear a lot of installment expenses, we can still pay them back. However, if we have more installments, the installment expenses will continue to accumulate, and it will be precarious to repay them with our own wages. Once you don't have a credit card, there will be problems with your credit, which will affect your future loan to buy a house and a car.
But don't even think about getting more credit cards and robbing Peter to pay Paul, because the snowball of arrears will only get bigger and bigger, which is extremely undesirable for us.
Finally, I want to say that credit cards are not terrible. What is terrible is not binding yourself!