What is the love loan business of Minsheng Bank

Love loan is a loan method that Minsheng Bank introduced to customers who meet the relevant conditions during the epidemic period. The biggest difference from ordinary installment of Minsheng Bank is that love loan has the function of delaying the first repayment. When the customer handles the love loan properly, the system will automatically perform the extension function, but ordinary installment does not have this function.

Minsheng Bank Credit Card Love Loan is a billing installment service with automatic deferred repayment function for eligible customers during the epidemic period. For example, after the credit card of Minsheng Bank has been billed for installment, the system will automatically postpone the first repayment

; Daily credit card installment of Minsheng Bank does not have the function of delaying the first repayment.

The credit card of Minsheng Bank must be repaid on time after daily use, and there can be no overdue repayment, because there will be penalty interest after overdue, and the longer the time, the more penalty interest will be. Moreover, after the overdue period, the bank will collect it, and after a long period of overdue, the bank will hold the card holder and must return it after the subsequent judgment.

if the credit card can't be returned on time after use, you can use installment or minimum repayment amount, but you need to apply between the billing date and the repayment date. When applying for installment repayment, users can choose different installments, which is generally determined according to their monthly income.

it is worth noting that the overdue repayment of credit cards will be uploaded to the credit information center, which will affect the handling of various loans, such as car loans or mortgages, after the overdue debts are returned, the overdue records will continue to be kept in the credit information for 5 years, and will automatically disappear after 5 years.

The "love loan" business of Minsheng Bank is actually a billing installment service with automatic repayment delay function for cardholders who meet certain conditions during the epidemic. Customers can choose to apply for installment for the part of the amount they have billed from the next day of the billing date to the last repayment date (inclusive). After the customer successfully applies for installment, the system will automatically postpone the first repayment. In addition to the above, it should also be noted that:

1. Its business development time is from February 27, 22 to the end of the epidemic;

2. supported accounts: and traditional personal card accounts that want to be supported by some billing installment businesses, both in local currency.

introduction of personal consumption loan of China Minsheng Bank

Minsheng Bank's "online consumption loan business" refers to the RMB micro-credit loan products for personal consumption that qualified borrowers apply to our bank through electronic channels (mobile banking, online banking, etc.) and are automatically approved by our system. The maximum loan amount is not more than 3, yuan. The maximum loan period is 3 years.

Tips:

※ "People's Livelihood and People's Easy Loan" is the name of the external unified marketing product of consumer loans launched by the Bank in June 218, which integrates various consumer loan products of the Bank: salary loan, financial asset loan, wage loan, tax loan (tax loan), social security loan, public loan, monthly loan and fixed loan.

What is the name of Minsheng Credit Loan

There are many credit loan products of Minsheng Bank, including the following:

1. Microfinance;

2. The public likes to borrow money;

3. Fangxi Loan;

4. Monthly loan;

5. Social security loan;

6. Tax favors loans.