I applied for a credit card in excitement, but after receiving the card I didn’t want to activate it, so I just kept putting it down. Will the credit card be automatically canceled if it is not activated? Let’s take a look.

Will the CCB credit card be automatically canceled if it is not activated?

No, the credit card will not be automatically canceled if it is not activated. Generally speaking, if a bank credit card is not activated, there will be no annual fee. If the cardholder does not want to use it, it is recommended to call the CCB customer service number and ask the staff to handle the cancellation procedure. Of course, there are also some special credit cards that will incur annual fees even if the cardholder has not activated them. Therefore, it is recommended that cardholders consult the staff about the annual fee before applying for a credit card.

What should I do if my CCB credit card is not used for a long time and is restricted after activation?

1. Follow the "China Construction Bank" official account on WeChat and bind the credit card, click "Credit Card - Business Processing Hall" " " on the page, go through the "Credit Card Management—Remove Control" operation.

2. Bring your valid ID card and card to any CCB branch for identity verification. The supplementary card can be issued by the main cardholder with the main cardholder’s ID card.

It should be noted that after the cardholder activates the credit card and there is no transaction record within 180 days from the date of activation, the card will be controlled by the transaction and cannot conduct transactions such as consumption and cash withdrawal, and can only handle counter business. . Therefore, once cardholders activate their credit cards, they should remember to swipe their credit cards frequently to avoid being controlled.