1. Open the China Merchants Bank app and click on my bank card;
2. Find and click on the bank card interface to operate;
3. In the bank card management interface, click the account information;
4. In the account management interface, click Cancel to suspend the non-counter business;
5, face recognition verification, and then need to verify the corresponding mobile phone number, and then enter the payment password to verify identity. The operation will not succeed until all the verifications have passed.
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Generally speaking, bank cards will be frozen under the following circumstances:
1. The bank will freeze your expired bank card and will not apply for a new card after it expires;
2. If the bank card password is entered three times in a row, the bank system will automatically lock the bank card password and unlock it after 24 hours, and you can continue to use it;
3. There have been abnormal transactions such as malicious cashing and forged information in the bank card;
4. Suspect the loss of bank funds. If the bank card reports the loss for many times, the bank will be frozen for being suspected of maliciously reporting the loss;
5. Judicial freezing. The maximum freezing time is 6 months, after which the freezing will be automatically cancelled.
Generally speaking, bank cards are generally divided into credit cards and debit cards. In fact, the two are frozen for different reasons, such as credit cards, which are often due to overdue, cashing out or bank risk control. If the debit card is frozen, it may be because the wrong password has been entered more than times, the judicial organ or the bank has made a mistake. Let's take a look at the bank card thawing method.
If the credit card is overdue, pay off the arrears as soon as possible and then apply for thawing; If the cash is frozen, you can only apply for thawing when the bank cools down; Due to bank risk control, it is necessary to wait for the end of bank risk control. If the debit card password is entered incorrectly, the unfreezing time is short, and it will be automatically unfrozen after 24 hours; In the case of bank error, it will be automatically unfrozen after a period of time; If there are judicial reasons, you need to consult the judicial organs, so you can apply for thawing.
The bank account has been frozen. If you want to unfreeze the account, you can only notify the bank in writing by the relevant unit. So as long as the problem is not solved, the account will be frozen continuously. However, although the account cannot be unfrozen, there are still some suspension measures. Once the financial personnel find that the account is frozen, they should inform the relevant leaders as soon as possible, so that they can find out the reasons and come up with solutions as soon as possible. In addition, with the consent of the superior, it is necessary to inform the customer to avoid further payment into the enterprise account.