You mean the advance payment, right? Consumer reserve fund is a qualified cardholder who provides consumers with installment repayment of consumer credit business. After the application is successful, the money will be transferred to the cardholder's personal credit card account in real time, giving priority to offset the RMB arrears under the personal consumption account of the credit card (except platinum installment card and business card). Unused consumer reserve funds will offset new transactions, but they cannot be withdrawn through overpayment.

Log in to Pocket Life Client-"Card Payment"-"My Reserve Fund" and try to apply for the reserve fund here, subject to the audit results.