If the cash withdrawal limit on the card has been used up before making a deposit, you cannot withdraw it on the day of deposit, and you have to wait until the deposit is credited. If the deposit is deposited through China Construction Bank's own channel, it will take 1-2 days to be credited. After the deposit, the available limit will be restored in real time, and you can spend by swiping your card; if it is from an inter-bank or third party, it will probably take longer.

After you make a deposit, check in the ATM to see if there is a cash withdrawal limit. If so, withdraw it. If not, wait a day or two. There is a cash installment service on CCB ATMs. If you happen to have a CCB savings card, apply for this. Cash installment means that the cardholder applies to CCB to withdraw small amounts of funds using his Long Card credit card, and repays it in equal installments. After approval, CCB A business that transfers funds to the cardholder's collection account, and the cardholder repays the money on a monthly basis within an agreed period and pays a certain handling fee. The maximum cash installment application amount shall not exceed the cardholder's available credit limit and the cumulative amount shall not exceed RMB 50,000. After you submit your application, CCB will independently review the application for cash installment and decide whether to grant the installment quota and the amount. For cash installments, you can freely choose 3, 6, 12, 18, and 24 installments, and the corresponding base rates are 0.81, 0.75, 0.75, 0.75, and 0.75 respectively (Note: monthly handling fee = total installment amount * handling rate , will be credited and collected in installments on each billing date after the installment.) After the application is successful, the cash installment amount will be transferred to your savings card immediately, and you can withdraw it on the spot, and then repay in monthly installments.