1. Contact the bank to report the loss as soon as possible, so as to avoid further losses. Call the customer service hotline to freeze the credit card and stop all transactions.
2. Call the police.
if the police file a case, a receipt will be issued and the cardholder should keep it properly.
3. Obtain evidence.
The purpose of spending money by swiping the card nearby, checking the balance or withdrawing cash is to prove that the stolen card is indeed on the cardholder.
4. Appeal.
before solving the problem, in theory, the cardholder needs to repay normally, which can also avoid the influence of overdue credit. At the same time, the cardholder can contact the issuing bank to apply for cancellation of the stolen brush consumption, and the bank will give a reply within a certain working day.
5. repay the loan according to the agreed time.
even if the money is stolen, before the case is solved and a new agreement is reached, the agreement signed with the bank when handling the card is still binding, and it may be necessary to pay interest or late fees for the stolen money.
how many days can a credit card be overdue?
if the credit card has a grace period, the grace period is usually 1-3 days. At this time, the user can be overdue for 1-3 days, and the user needs to ensure that the overdue debts are paid off within the grace period. If the credit card has no grace period for repayment, the card cannot be overdue. As long as the repayment is not successful on the repayment date, the bank will regard the user as overdue, and after the credit card is overdue, an overdue record will be uploaded to the credit information.
Therefore, users need to know whether their credit cards have a grace period for repayment. If there is no grace period, please pay attention to repayment on time on the repayment date.
To sum up, it is Xiaobian's relevant answer on how to handle the credit card swiped by her husband for 15, yuan. I hope it can help you.
According to Article 196 of the Criminal Law, anyone who engages in credit card fraud in any of the following circumstances, with a large amount, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, fined not less than 5, yuan but not more than 5, yuan or confiscated property: < P > (3) using another person's credit card fraudulently;