Nowadays, credit cards have become a must-have item for people. Its overdraft function makes it the first choice for people to pay for purchases. In addition, in order to enjoy easy consumption, people have gradually increased their credit card limit requirements. So recently, many people who want to apply for Bank of Communications Y-POWER credit card are asking the editor, what is the limit of Bank of Communications Y-POWER credit card? What factors affect the amount?

Bank of Communications Y-POWER Credit Card Limit

Y-POWER Credit Card is a dual-currency credit card launched by Bank of Communications, specially designed for teenagers. The limit of Y-POWER credit card is generally between 5,000-50,000 yuan. Depends on individual circumstances.

Bank of Communications Y-POWER Credit Card also regularly adjusts the limit for cardholders who have held the card for 6 months. The adjustment range mainly depends on the cardholder's credit limit and installment payment usage.

So, how to get a high-limit Bank of Communications Y-POWER credit card? What does the credit card limit relate to?

1. Marital status

Compared with singles, married customers are more stable and more favored by banks.

2. Working conditions

For industries with higher stability, employees will receive extra points during the card application process. The more detailed your personal income certificate is when applying for a card, and your income is stable and there is a lot of room for development, the higher your rating will be.

4. Property status

Those who own real estate can be proven to have a certain financial foundation and will receive a higher limit when applying for a card.

5. Credit status

If the applicant has opened an account with a bank in the past and frequently transferred funds in and out, the bank will also consider appropriate bonus points when declaring.

6. Education level

Those with higher general academic qualifications, such as graduate students or above, will have a higher level when applying for a card.

Considering the above situation, if you want the Y-POWER credit card applied for by Bank of Communications to meet your expectations and have a high-limit credit card, you should prepare more when applying for the card to prove that you have stable finances. Basic proof of assets, proof of industry work with great development prospects, and proof of good credit record.