Is it worth applying for the Everbright and Ctrip Travel Platinum Card? Comprehensive and in-depth review
China Everbright Bank has vigorously entered the tourism industry and continuously launched various travel credit cards. The Ctrip Travel Platinum Card issued has attracted much attention from card friends. First, this card is a standard platinum card that can provide a variety of value-added services. Second, the non-rigid annual fee can be redeemed with points. If you want to know whether it is worth applying for the Everbright Ctrip Travel Platinum Card, you will know it after reading this article.
Comprehensive analysis of Everbright Ctrip Travel Platinum Card:
1. Credit card annual fee
Ctrip Travel Platinum Card is a standard platinum card, compared to other banks’ high-end Platinum Card, its annual fee is quite reasonable.
First of all, there is a non-rigid annual fee, and no money will be deducted if it is not activated. After activation, the annual fee will only be incurred after the first purchase. The annual fee of 2,000 yuan is only 1,188 yuan during the discount period, and some cash points can be redeemed. For those who often use credit cards to spend, it is absolutely no problem to accumulate enough points within one year.
2. Credit card limit
As a platinum card, the Ctrip Travel Platinum Card can be successfully approved, and the limit is basically nothing to say, generally around 30,000 can still be reached.
If you want to obtain a higher limit, it depends on whether the applicant's financial strength and credit conditions are strong enough. If you apply for a card at the counter, you can provide large deposit certificates, financial products, cars, real estate, etc. Data proves that at least 50,000 is still possible.
3. Credit card benefits
For travel experts, the benefits of Ctrip Travel Platinum Card are absolutely worth it.
In particular, you can enjoy the value-added service rights of the Platinum Card, such as the airport high-speed rail VIP lounge service with UnionPay cards, airport pick-up and drop-off twice/year, free car rental once/year, road rescue 6 times/year, etc. There is also a no-threshold 1% cash rebate for overseas transactions with MasterCard, and a Ctrip gift card of 1,000 yuan will be given if you meet the standard, which is something that many travel cards cannot do.
In short, as a travel credit card with high-end benefits, the Everbright Ctrip Travel Platinum Card is worth buying. However, this credit card is a standard platinum card, and it is difficult to apply for the card. You should start based on your actual situation.
How much is the annual fee for Everbright Caesar Travel Platinum Card? The annual fee-free guide is here!
Friends who like to travel are in luck. Everbright Bank has fallen in love with the rhythm of travel and continues to bring us credit cards with travel-related benefits. This Everbright Caesar Travel Platinum Credit Card is a popular one Card. Caesar Travel is relatively high-quality and distinctive in overseas travel, so this card naturally lives up to its reputation. Many friends are concerned about how much is the annual fee for the Everbright Caesar Travel Platinum Card? Let’s take a look!
How much is the annual fee for Everbright Caesar Travel Platinum Card?
Ebright’s Caesar Travel Co-branded Card is a platinum card that has attracted the public’s attention in terms of discounts and rights, but the annual fee is not cheap at 1,188 yuan/year.
Don’t worry, don’t be frightened by such a high annual fee. Regarding the annual fee, there are ways to completely waive it. If you understand the annual fee rules thoroughly, you can use the card for free while also paying for it. Can collect wool.
How can I waive the annual fee for the Everbright Caesar Travel Platinum Card?
1. In the first year: New users will receive a 688 yuan annual fee deduction coupon after their first transaction; old users can use 100,000 points to deduct 688 yuan in annual fees.
For the remaining part, you can use MasterCard to spend 500 US dollars in three transactions to get a 500 yuan Jingdong E card. In this way, the annual fee for the first year is collected.
2. The following year: 200,000 points can be used to deduct all the points. It is not difficult to get 200,000 points from Everbright, because there are often activities to give points, such as points treasure box activities, and overseas card swiping eight times. integral.
After deducting the annual fee from points, every benefit obtained and every activity participated in are positive expected returns, and these rights and activities are very practical.
The above is the introduction to the "annual fee of Everbright Caesar Travel Platinum Card" for everyone, and also introduces the guide to the annual fee! If you are interested, use it immediately!
Advantages and Disadvantages of Everbright Business Travel Credit Card
Take Sunshine Business Travel Platinum Card as an example of Everbright Bank Business Travel Credit Card. The advantage is that various benefits are relatively good, but the disadvantage is that the annual fee is relatively high. For credit card use It's a burden.
The advantages of Everbright Sunshine Business Travel Credit Card are as follows:
1. Everbright Bank Sunshine Business Travel Platinum Card is a relatively high-level credit card, and its credit card limit is quite good, usually 50,000. Yuan started. The specific credit card limit applied for still depends on the personal information provided by the applicant. The bank will make a comprehensive assessment based on the applicant's personal information.
2. All points-accountable purchases for platinum credit card customers are calculated at double, and there are promotions such as 3-10 times multiple points and points gifts during the customer’s birthday month or specific holidays;
3. Platinum credit card customers can also call the bank’s VIP service hotline 4008-111-333 to make a phone reservation or go directly to the airport VIP lounge with the Dragon Card that comes with the platinum credit card to make purchases with the card, and enjoy dozens of services across the country. Standardized first-class lounge waiting services provided by the airport, etc.
The disadvantages of the Everbright Sunshine Business Travel Credit Card are: the annual fee is relatively high, and the annual fee requires 200,000 points to be deducted. You can call to redeem it when the card is almost one year old. The things in the points mall are average, and other benefits are average.
Definition of credit card:
A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Introduction to the rules of credit card annual fees:
The rules of credit card annual fees refer to some corresponding regulations for annual payment of credit cards. Banks are not allowed to charge annual fees before the credit card is activated by the cardholder. However, most people have little understanding of the various annual fee rules for credit cards issued by different banks. The annual fee for credit cards is mostly around one hundred yuan. Some banks stipulate that the annual fee can be waived if you swipe the card three times a year.
Is Everbright China CYTS Credit Card good? Is it worth applying?
The Everbright CYTS Credit Card is a travel credit card tailor-made for travel enthusiasts by China Everbright Bank and China CYTS Holdings Co., Ltd. It provides cardholders with relevant preferential services for purchasing travel products and has attracted much attention from cardholders. Many cardholders want to apply for this credit card, but they don’t know whether this card is good or not. The following will introduce to you from two aspects whether it is worth applying for the Everbright China CYTS Credit Card.
----Everbright China CYTS Credit Card Fee Standard
Annual fee:
1. Gold Card 200 yuan/year (free in the first year, if the card is swiped 3 times) Or the annual fee for the next year will be waived if the cumulative consumption exceeds 2,000 yuan);
2. Platinum card is 2,000 yuan/year, and the discount period is 1,188 yuan/year (500 yuan and 100,000 points can be used to offset the first-year annual fee; 20 10,000 points can be used to offset the annual fee for the following year)
Credit limit:
The maximum limit for gold cards is 50,000 yuan, and the minimum limit for platinum cards is 50,000 yuan and the maximum is no more than 500,000 yuan.
Cash withdrawal limit:
When the credit card status is normal, the cash withdrawal limit = 50% of the credit limit and the excess deposit in the credit card account.
Interest-free period:
The interest-free repayment period of a credit card is 20 days to 50 days, depending on the consumption date and statement date.
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Featured benefits of Everbright CYTS Credit Card
China CYTS Everbright Co-branded Card enjoys all the basic functions and services of China Everbright Bank UnionPay Card. Gold card and platinum card customers who use a co-branded card to pay full transportation fare or more than 80% of tour group fees can receive travel accident insurance worth up to 1 million yuan and 5 million yuan respectively, making the whole journey more secure. Platinum credit card customers can enjoy airport VIP lounges, roadside assistance, appointment registration, golf services and other benefits.
In addition, cardholders can also participate in travel sharing sessions organized by CYTS Travel, have the privileges of member sales, and receive exclusive hot-selling and preferential product introductions for co-branded cards twice a year, and enjoy 1-2 times a year with Everbright Instant discounts for bank joint promotions. You will also have the opportunity to qualify for participation in CYTS travel study tours, medical examinations, parent-child projects and other activities.
Especially suitable for travel and business people.
What is the limit of Everbright Caesar Credit Card?
What is the limit of Everbright Caesar Credit Card?
The Caesar Travel co-branded credit card launched by China Everbright Bank is a joint credit card launched by China Everbright Bank and Caesar Travel. This is a credit card suitable for travelers. It is a platinum card type and suitable for middle-class people.
Credit card limit is an issue that every credit card application user is concerned about. The minimum limit of Everbright Bank Caesar Travel Co-branded Credit Card is 50,000, and the maximum limit can be up to 500,000. Of course, the final limit of the card needs to be determined by the user. Depends on the qualifications of the user. The better the credit situation, the higher the corresponding credit limit for users with higher income.
If a user has applied for a Caesar Travel co-branded credit card and is not satisfied with his or her credit limit, he or she can ensure that he or she repays the loan on time when using the card in the future, and use the Caesar Travel co-branded credit card for more purchases to encourage him to increase his credit card limit.
Everbright Caesar Credit Card Activities
Since the Everbright Caesar Credit Card is a co-branded credit card, it must have special services that are different from other credit cards. Everbright Caesar Credit Card users can enjoy VIP lounge privileges at airports and high-speed railways, and can also enjoy airport pick-up and drop-off services twice a year. In the first year of applying for Everbright Caesar Credit Card, users will also be provided with three aviation delay insurance and travel accident insurance.
Everbright Caesar Credit Card can earn double points when making purchases, and users can earn triple points on purchases during their birthday month. Users who use Everbright Caesar Credit Card can get 2-hour parking or 48-hour parking service for 1 yuan in designated airport parking areas. Cardholders can enjoy a 32% discount on tickets when visiting scenic spots that Everbright Caesar Credit Card cooperates with.
Individual activities may have a certain time period. Every month, China Everbright Bank will also launch new credit card activities for Everbright Caesar credit card users. Users can pay more attention to them. The monthly activity discounts that can be enjoyed need to be based on China Everbright Bank’s The actual activity shall prevail.
Everbright Caesar Credit Card Annual Fee
All bank credit cards generally charge users annual fees, but many banks also have their own annual fee exemptions for different card types. Activity. The annual fee of the Everbright Caesar Credit Card is 1,188 yuan/year. There is currently no annual fee exemption policy for the first year. However, after the user makes the first transaction with the Everbright Caesar Credit Card, Everbright Bank will give a 688 yuan annual fee deduction coupon, which the user can directly use on Everbright. Deduction on Caesars credit card annual fee.
The annual credit card fee is something that many credit card users tend to overlook. Therefore, many users may think that they do not need to pay back the credit card bill this month because they have not made any purchases in the month when they need to pay the credit card annual fee. If you fail to remember to pay the annual credit card fee, you may end up with an overdue record. Therefore, users need to check their credit card statements regularly to avoid missing repayments.
How much is the annual fee for Everbright and Ctrip Travel Platinum Card? Here’s a guide for no annual fee!
Everbright and Ctrip have jointly created a Ctrip travel platinum card. New customers will receive 150,000 Ctrip gold coins for the first time if they meet the standard. They can also enjoy the airport high-speed rail VIP room and 2 airport pick-up services. It is a real card. Big platinum. And we all know that the annual fee for this type of platinum card is usually very expensive, and it is a rigid annual fee. So what is the annual fee for this Everbright Ctrip Travel Platinum Card? Let’s take a look.
How much is the annual fee for Everbright and Ctrip Travel Platinum Card?
Friends who have knowledge of credit cards should know that the annual credit card fee is linked to the card level.
The Ctrip Travel Platinum Card is a UnionPay and MasterCard IC single-currency credit card, belonging to the platinum level. The card is valid for 5 years and has no supplementary card. Its annual fee is in accordance with China Everbright Bank’s current platinum card annual fee standards, that is: The annual fee for the main card is 2,000 yuan/year. If the card is not activated, no annual fee will be charged. It will be charged after the first purchase or cash withdrawal. The annual fee for the following year will be charged on the same day every year.
For example: The card verification was successful on July 30, 2019, and the cash was withdrawn once after activation on August 1, that is, August 1, 2019 to August 1, 2020, which is one year. There is an annual fee calculation cycle, and within the validity period of 5 years, the annual fee settlement cycle will be the same every year.
It can be seen that although the Everbright Ctrip Travel Platinum Card is a platinum card, it does not have a rigid annual fee. If it is used before December 31, 2021, you can also enjoy additional annual fee discounts. The annual fee for the main card in the first year is 1,188 yuan/year, or it can be deducted by using 500 yuan and 100,000 points; the annual fee for the main card in the next year is 1,188 yuan/year, or it can be deducted by using 500 yuan and 100,000 points.
Although it seems like a lot of points to deduct the annual fee, it is actually very easy to achieve. You can enjoy double points and 3 times the points on your birthday when you use a platinum credit card. When you withdraw cash in RMB, you will receive a bonus of RMB 100 as a cash withdrawal fee. Points earned will be effective within 3 working days.
To sum up, the Everbright Ctrip Travel Platinum Card is a big platinum card. Although the annual fee is relatively expensive, it can be deducted with part of the cash points. Compared with the rigid annual fees of other banks' big platinum cards, , which is quite conscientious.
That’s it for the introduction of Everbright Credit Card Travel Card.