1. Suspected withdrawal leads to freezing-large consumption, or frequent large withdrawal. If frequent use of pos machines for large-scale consumption or frequent large-scale cash withdrawal causes UnionPay to doubt your credit, UnionPay will inform the bank that your account is suspected of cashing out. Credit cards will be frozen on suspicion of cashing out.
Second, many times overdue repayment-many times unpaid. If the repayment is overdue for many times, the bank will think that you are unable to repay and freeze your credit card. At this time, you pay in full, call customer service and ask for thawing. In this way, the amount may be reduced, but if the overdue times are not many, the general customer service will unfreeze.
The property was frozen by the court. If the property is frozen or confiscated due to various disputes, the credit card will also be frozen.
China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards.
The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.
CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.
While consolidating the advantages of traditional businesses, emerging businesses such as investment banking have developed rapidly, with revenue of 3.203 billion yuan in 2008. By promoting new financial advisory services such as initial public offering and refinancing, mergers and acquisitions, equity investment, project financing, and continuously expanding financial advisory clients such as AA-level customers, multinational companies, foreign banks, and large and medium-sized enterprises, the fee income of financial advisory services alone was 2.377 billion yuan, a year-on-year increase of 10. A series of financial products tailored for small enterprises are constantly innovating. By 2008, the bank's small business loan balance reached 249.532 billion yuan, an increase of1.16% over the beginning of the year.
Cooperate with Alibaba to develop products such as e-commerce joint loan, quick loan and order financing, and issue loans of 520 million yuan to 175 customers within half a year. It took the lead in establishing a "customer reception day" system in the mainland, and established a mechanism for managers at all levels of the head office, branches and sub-branches to receive customers regularly, making progress in personalized and differentiated customer service. On the one hand, the transformation of outlets has been solidly promoted; On the other hand, a team of private bank consultants and experts has been set up, and more than 8 1 wealth management centers and 1.570 wealth management centers have been built. Private banks in Beijing and Shanghai have opened one after another, providing all-round personalized services such as exclusive wealth management products, asset management, consultants and charitable trusts for middle and high-end customers.
In 2008, in terms of Olympic services, in addition to actively handling foreign-related financial services such as foreign currency exchange, traveler's checks and foreign currency acceptance, 95533 multilingual telephone banking service was specially launched to provide multilingual service support to overseas customers in Britain, France, Germany, Russia, Japan and South Korea, and strive to improve the ability and level of serving domestic and overseas customers. At the same time, the ATM cash withdrawal service developed in cooperation with Bank of America allows athletes and tourists with debit and credit cards of Bank of America to enjoy free cash withdrawal service at CCB ATM.