China Merchants Bank’s online banking is divided into personal banking “Public Edition” and “Professional Edition”: ①Public Edition Click “Personal Banking Public Edition” on the upper right corner of China Merchants Bank’s homepage www.cmbchina.com and enter the all-in-one card number and query password, log in directly (no application required). ② The professional version requires UKEY (hardware similar to a USB flash drive). You must bring your ID card and card to the counter to apply, and then download the client on your computer to use. ③ Functional differences between the two: the public version can only accept some simple accounting inquiries, living payments, small online payments, etc.; the professional version is developed based on the functions of the public version and has all the functions of the public version, including online payment/transfer and other functions A larger amount can be set, and the security is higher than the public version. If you frequently perform online banking services, it is recommended that you apply for the professional version of China Merchants Bank. Currently, the cost of the professional version of UKEY is discounted: 20 yuan/piece.