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1. Miyou Installment and Youzi Wallet are both brands under Shanghai Yiren Information Technology Co., Ltd., but their product positioning and service content are different. Youzi Wallet is a consumer financial service platform based on mobile Internet, which mainly provides short-term cash loans, credit card repayment and other services. Miyou Installment is a consumer installment service product that mainly provides users with online consumer installment shopping services. Miyou Installment and Youzi Wallet may have some overlap in business in some aspects, but overall, the products and services they provide are different. Therefore, Miyouzi installment is not a Yuzu wallet.

2. Shanghai Yiren Information Technology Co., Ltd. was established in 2012. It is a company focusing on the field of consumer finance and is headquartered in Shanghai. The company has multiple brands, including Yuezi Wallet, Miyou Installment, Borrow Money, etc.