Hello, Ann, glad to answer your question. Ping An Insurance Credit Card does not belong to any card such as VISA, mastercard or JBC. It's a "UnionPay card" coin gold card. Your Ping An Insurance Credit Card can only be swiped online at UnionPay in consumption abroad and settled directly in RMB. At present, Ping An has not issued a VISA card. If you have a Ping An Insurance credit card and want to apply for a dual-currency credit card of MasterCard or JCB, you can log in to Ping An One Account Online Banking: /financing/login.screen and select the card type you need in the credit card application column.

Xiao An's warm reminder: With Ping An dual-currency credit card, there will be two credit card limits in consumption abroad: UnionPay line and International Card Organization (VISA, MASTERCARD, JCB) line.

★ Choose UnionPay line to swipe your card, and settle directly in RMB. There is no handling fee during the transaction.

★ Select the international line to swipe the card and settle in US dollars. If the consumption amount is not USD, there will be an overseas exchange fee (65438+ 0.5% of the transaction amount). If the consumption amount is US dollars, there is no exchange fee. When you spend money abroad, Xiao An suggests that you confirm with the merchants whether there is a UnionPay credit card limit to facilitate your choice.

If you encounter any questions about credit cards next time, you can also ask Xiao An on WeChat. Please click on the official WeChat of Ping An Bank Credit Card to experience a different "Ping An Micro Life". Ann looks forward to your question.