It is recommended to apply for CITIC Standard Card, China Merchants Bank Youth Card and Guangfa True Love Card, and the approval is relatively easy. But the credit card limit is uncertain. The following are the factors that affect the credit card limit.

1, cardholder income

At the initial stage of card application, the applicant needs to provide proof of income, work and property to the bank. The bank will identify the borrower's repayment ability through these materials provided by the applicant, so as to determine the credit card limit.

2. The credit status of the cardholder

The better the cardholder's credit, the more he can apply for a high credit card, and the worse the credit, and vice versa. Severe cases will not be able to apply for a credit card.