Generally speaking, repayment of the principal only through immediate negotiation of consumer finance belongs to the kind that the overdue time is very long and the platform finds it difficult to recover. Generally, I will take the initiative to tell you that only the principal is repaid through negotiation, and this kind of negotiation repayment generally uses a corporate account, and the account name will be displayed as the name of the direct consumer finance company, so don't worry about being fooled. If you only pay back the principal, you can only settle the arrears at one time, and you can also reduce a lot for yourself.