The limit of a regular credit card is generally between 1,000 yuan and 10,000 yuan; the limit of a gold card is generally between 10,000 yuan and 50,000 yuan; the limit of a platinum card depends on the different upper limits of the bank. It will also be different, usually starting at 50,000 yuan; the black card is a credit card with a million-level limit, and the upper limit of each bank will be different, ranging from 1 million to 5 million.

The limit of a regular credit card is generally between 1,000 yuan and 10,000 yuan; the limit of a gold card is generally between 10,000 yuan and 50,000 yuan; the limit of a platinum card depends on the different upper limits of the bank. It will also be different, usually starting at 50,000 yuan; the black card is a credit card with a million-level limit, and the upper limit of each bank will be different, ranging from 1 million to 5 million.

The credit card limit depends on the effective income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained. Therefore, applicants must provide proof of income and statements of asset security. Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds.