What promotions does Bank of China Credit Card offer?
Bank of China Credit Card Promotions:
Bank of China has selected relevant promotions for you. If you need to know more, you can use Bank of China Mobile Banking, Colorful Life APP, and "Bank of China Credit Card" WeChat official account for enquiries.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, you are welcome to consult the Bank of China online customer service or download and use the Bank of China mobile banking APP to consult and handle related services.
How many days is the longest interest-free period for credit cards in 2017?
After using a credit card for overdraft consumption, there will be an interest-free period, and the number of days in this interest-free period can be up to 60 days. However, after the implementation of the new credit card policy in 2017, major banks can decide the interest-free period on their own, which means that cardholders may get a longer interest-free period. Let’s introduce to you the matters related to the interest-free period of credit cards.
1. What is the interest-free period of a credit card?
Everyone who has used a credit card knows that after using a credit card to make overdraft purchases, the bank will not ask you to repay the money immediately, but will A bill will be sent to you on a fixed day and a final repayment date will be given, requiring you to repay before this final repayment period arrives.
The period from the day of consumption to the final repayment date is the interest-free period of the credit card.
2. How long is the interest-free period of a credit card?
The interest-free period of major banks ranges from 18 to 60 days, and the length of time will depend on the specific time of the cardholder’s consumption. , which means that the longest interest-free period can only be 60 days.
The newly implemented new credit card regulations have canceled the interest-free repayment period of up to 60 days. Major banks can set their own interest-free periods, and through competition between banks, let valuable customers Get credit card services with higher interest-free limits.
However, this does not mean that the interest-free repayment period is the same for every cardholder. Banks will develop differentiated plans based on their credit status, repayment habits, personal preferences, etc.
3. How to get the longest interest-free period
To get the longest interest-free period, the most important thing is your consumption date. If your consumption is on the current bill date Before, the interest-free period is relatively short. If it is after the billing date, you can get the longest interest-free period.
For example
Suppose the cardholder Xiao Wu’s credit card bill date is the 6th and the final repayment date is the 26th. If he consumes after June 6th, it will be listed If included in the July bill, the payment needs to be made before July 26, so as to enjoy the longest interest-free period.
Reminder: Although after the implementation of the new credit card policy, cardholders may obtain an interest-free period longer than 60 days, cardholders should consume rationally. If you are unable to repay the loan when it is due, you will not only have to pay high interest and late fees, but once it is overdue, it will affect your personal credit record. It will not be so smooth to apply for a loan or a credit card in the future.
When is the 26% off discount for China Merchants Bank Credit Card?
On Wednesday, the discount for China Merchants Bank Credit Card is 26% off. With CMB Credit Card, you can enjoy a 26% discount on the consumption amount at participating merchants every Wednesday. CMB Credit Card Special Invitation Event is a CMB Credit Card launched simultaneously in more than 30 cities across the country including Beijing, Shanghai, Guangzhou, Shenzhen and Chengdu on Wednesday 5 Discount food day activities.
What credit card is the most cost-effective for overseas shopping in 2017?
What credit card is the most cost-effective for overseas shopping in 2017 with discounts and no currency conversion fees? For details, please consult the bank branch staff and the bank’s credit card customer service hotline .
What are the benefits of Ping An Bank’s credit cards?
The following are some of the credit card activities:
1. 12% off on gas purchases
How to participate: in 2018 From July 1, 2018 to December 31, 2018
New customers who apply for a Ping An designated credit card for the first time:
In the first month and the next month when the card is approved, there is a designated amount of any amount in that month Quick payment transaction, enjoy 12% off on designated gas consumption with the designated credit card in the event, and each customer can receive up to 60 yuan in gas bonus per month; starting from the third month of applying for the card, monthly points can be accumulated for consumption of 2,000 yuan and at least one free transaction For quick payment transactions with specified amounts, you can continue to participate in activities for customers who already hold the card;
Customers who already hold Ping An’s designated credit cards:
Points can be accumulated for consumption of more than 2,000 yuan in the month and there is an arbitrary amount For quick payment transactions with designated amounts, you can enjoy 12% off on designated gas purchases with designated credit cards in the event, and each customer can receive up to 60 yuan in gas bonuses per month.
2. Give away tens of millions of red envelopes for purchases over 188 yuan
Activity time 2018/9/1-2018/12/31
Activity content During the event, if you spend over 188 yuan in a single transaction, you can grab a red envelope and win 100% of the time. Red envelope rewards include: consumption bonus, points, movie tickets, flower exchange coupons
3. Guangdong Starbucks discount of 20 yuan for purchases over 60 yuan
Activity content: September 26, 2018 - From December 31, 2018, every Wednesday to any Starbucks store in Guangdong by binding WeChat and paying with a Ping An credit card, you can enjoy an instant discount of 20 yuan for a single purchase of 60 yuan or more, with a maximum discount of 20 yuan per order
For more specific promotions, please visit the official credit card website to learn more.
Can Shanghai consumption coupons be used with credit cards?
Yes. According to the relevant introduction to the Shanghai Consumption Voucher Credit Card Trial, we learned that the Shanghai Consumption Voucher Credit Card can be used. According to the "Shanghai Work Plan for Issuing Electronic Consumption Vouchers", the three rounds of "IGo Shanghai" electronic consumption vouchers have been successfully issued, with citizens actively participating.
That’s it for the introduction of 2017 Shanghai credit card discounts.