The difference is that returning credit cards through POS machines is equivalent to returning credit cards across banks. Not all banks arrive in real time or on the same day, but most banks arrive in 3-5 working days. Moreover, there is a handling fee for returning personal bank credit cards with POS machines. The most common bank that collects fees is Bank of Communications. The repayment fee is: 2 yuan/transaction or 3 yuan/transaction.
Bank outlets provide POS credit card repayment services. There are 3-5 credit cards that support same-day payment (including real-time payment), and the total number of banks that support credit card repayment is no more than 8. The slowest payment speed is generally 3 working days.
Pay back the bank's credit card through the POS machine at the bank outlet, and it will arrive in real time, and it is free. Pay back the credit card. Some banks charge and some don't.
POS machines operated by POS agents (including stereos and Bluetooth keyboard readers) use credit card repayment function, and most banks receive their accounts within 3-5 working days, while some POS backstage receive their accounts within 3-7 working days. With one or two bank credit cards, the repayment can be received in real time or on the same day. This repayment method is generally free, but some POS machines do not support Bank of Communications credit card repayment, and the total number of banks that support credit card repayment is less than 10.
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