The general difference is that QQ number can be printed on the QXiang credit card, and online transactions also have points. Standard credit cards do not have points for online consumption, and other benefits are basically the same. If you spend a lot online and are a QQ member, you can consider using QXiang. credit card.
CITIC Q enjoys co-branded card benefits:
QQ number printed on the card face, unique colorful embossing
QQ members enjoy double points without threshold
p>Free flight delay insurance, guaranteed travel
The first-year annual fee will be waived if you use the card to make a purchase or withdraw cash once (no limit on the amount) in the month of opening the card; if you use the card to make a purchase or withdraw cash five times in the first year (no limit on the amount) (limited amount), the annual fee for the next year will be waived; and so on
QQ members can enjoy double points without threshold; points will be counted for online transactions.
CITIC UnionPay standard credit card benefits:
The annual fee for the regular card is 100 yuan, and the annual fee for the gold card is 200 yuan. The regular card and gold card can spend or withdraw cash once in the month of opening the card (no limit) amount), the annual fee for the first year will be waived; in the first year, if you use the card to make purchases or withdraw cash five times (no limit on the amount), you will be exempted from the annual fee for the next year; in the next year, if you use the card to make purchases or withdraw cash five times (no limit on the amount), the annual fee for the third year will be waived; for the fourth year , the annual fee for the fifth year and so on.
You can earn 1 point when you spend or withdraw RMB 1 or HKD 1 with your card, and you can earn 2 points when you spend or withdraw RMB 1 or HKD 1 with your Gold Card or Platinum Card.
Free flight delay insurance, guaranteed travel