1. Increase the experience of cardholders with proof of financial resources: "At first, my application for a Bank of Communications credit card was rejected, and then my friend at the bank said that I needed to 'move the bricks'. Sure enough, the card was approved immediately after the bricks were moved." Tips: "Move the bricks" "Brick" actually means saving money. It is naturally easier for people who have deposits in the bank than for novices to apply. In addition to "moving bricks", submitting real estate certificates, vehicle usage certificates, etc. is also a good choice, which can help you successfully apply for a card and effectively increase your credit limit.
2. Choose a card based on your own conditions. Cardholders’ experience: "When applying for a Bank of Communications credit card, there is an option: 'If the gold card is not approved, do you want to change to a S&P card?' I did not check it, and the result was a credit card The application was rejected. When I applied for the second time, I checked this option in the form and was approved for a regular card, and the limit was not low.” Tip: “If the gold card is not approved, I will change it to a SIMP card.” option, which can be seen on the application form of almost every bank. Friends all think that the gold card is better than the regular card. In fact, the two cards are not much different in terms of services, but there is a slight difference in the limit. Friends who cannot get approved for a gold card may wish to try the next best thing and apply for a regular card. The same goes for making good use of the card and increasing your credit limit later.
3. Choose the application method carefully. Cardholders’ experience: "If the online application for a Bank of Communications credit card is unsuccessful, you can apply at the counter instead. The first time I applied for a Bank of Communications platinum credit card, my application was rejected. Later I changed Go to the counter to apply and get approved in one go.” I believe there are many friends who have had their Bank of Communications credit card applications rejected. You can try these three tricks to resubmit your application. Click the Bank of Communications Express Card Application Channel