1. Log in to ICBC online banking and find “My ICBC Messenger”. You will see the complete card number of ICBC virtual credit card in "My ICBC Messenger". Cardholders who have not activated ICBC Messenger need to activate ICBC Messenger and then log in to ICBC online banking again to check the complete card number of ICBC virtual credit card.

2. Log in to the UnionPay APP, click Card Manager, then click Payment Code, fill in the complete card number and password of the ICBC virtual credit card according to the prompts on the page, and then complete the card binding operation.

To bind the ICBC virtual credit card to the UnionPay APP, you need to obtain the complete ICBC virtual credit card number. Without the complete ICBC virtual credit card number, you cannot bind the UnionPay APP. If the cardholder is unable to complete the above operations independently, he can bring his ID card, credit card, and mobile phone to an ICBC branch and complete the card binding operation with the assistance of staff.

Virtual credit card is a virtual card specially used for online consumption. It has no specific card level and the transaction function can be turned on or off at any time.

Cardholders can set single and cumulative transaction limits and credit card validity periods for virtual credit cards based on their own risk tolerance. They can also set different virtual credit cards for different transaction purposes based on their own shopping habits. Credit card enables active management of online transactions.