yes. Time installment was originally the loan atomic loan of 51 credit card manager. When the time installment loan platform reviews the information submitted by users, the platform will query the applicant's credit record. When an individual is overdue, it will be shown in the credit information system that the individual has overdue behavior, which will affect personal credit and personal credit. Moreover, the individual's overdue behavior has infringed on the interests of the loan platform, so the loan platform will sue the user and ask the other party to repay. When individuals use the loan platform to make repayment, they should make repayment as soon as possible, and don't be collected. Moreover, once overdue, it will not only affect personal credit information, but also generate overdue penalty interest.