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Do credit card repayments offset the principal or interest first?
Hello, if you use China Merchants Bank credit card, we will repay the cardholder in the order of paid bill and unpaid bill. Pay off your account item by item according to the order of annual fee, interest, expenses, cash advance principal and credit card consumption principal; Among them, if there are more than one advance cash principal or credit card consumption principal, they shall be offset respectively according to the transaction time sequence. The order of write-off is very complicated. Please refer to the bill for the final amount.

If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!