Many Bank of China cardholders have encountered identity authentication failures to one degree or another, which is especially embarrassing when encountering this situation when swiping their cards for consumption. So what does it mean if Bank of China credit card identity authentication fails? What should I do?

1. The meaning of abnormal card status.

The cardholder's Bank of China credit card may have been demagnetized, the credit card has not been activated, the password has been entered incorrectly more than three times, the credit card has expired, etc., which may result in the Bank of China credit card being unable to undergo identity verification.

2. No network

When the cardholder uses the POS machine to swipe the card, the signal of the POS machine is not good. If there is no network, the card swiping will fail, causing the Bank of China credit card identity verification to fail.

3. Transaction failed

The Bank of China credit card used by the cardholder may be a single-identity credit card or a visa credit card, which does not support UnionPay transactions, which is also the reason why the Bank of China credit card authentication fails.

4. Improper operation

If the cardholder uses a Bank of China credit card that is an IC chip credit card, and the bank has closed the downgrade transaction function, if the card swiping operation is performed, it may also cause the Bank of China to Credit card authentication failed.

5. Credit issues

When cardholders use Bank of China credit cards, if they do not use the credit card correctly, have overdue payments, cash out and other bad behaviors, the bank will be aware of it and freeze it. This is one of the reasons why Bank of China fails to authenticate the cardholder’s credit card identity.