It is not reliable to earn commissions from credit card loans on the Shanghai Mocha platform.

By helping others repay their credit cards, and then drawing a certain percentage of commission, when the operation is completed, the principal will be returned to the bank card of the loan executor, and the commission will also be returned to the loan assistance account. For cardholders, there are often other accounts that transfer money to your card. This is contrary to common sense. Strictly speaking, this is a scam.

Whether it is from the perspective of risk control, its consumer merchant terminal code does not meet the central bank’s requirements for payment terminals with 5 codes and 1 terminal, or a certain payment company frequently charges your card Transferring money will trigger the bank's risk control supervision, and in the end many veterans will be forced to reduce their credit limit and have their cards blocked.