Simply put, the billing date is the consumption generated between the 25th and 25th of last month, and the repayment date is the repayment of the consumption amount generated by you. In other words, you must repay the loan in full or with the minimum repayment amount before the 7th, otherwise your credit information will be affected, and you will have to pay the overdue handling fee.

For example, the billing date is 13 days per month, and the repayment date is 7 days per month. Then the consumption on June 14 will get the longest interest-free period, while the consumption on June 6 will get the shortest interest-free period. All consumption before the date of 13 must be repaid before the 7th of next month, otherwise overdraft interest will be generated if it is overdue. If the minimum repayment amount is not paid, that is, 10% of the current bill amount, there will be a late payment fee.

Extended materials generally include electronic statements and paper statements, which refer to the loan center (credit card center) of the issuing bank. After the cardholder's monthly billing date is settled, the cardholder's credit card details are packaged into e-mail and sent to the billing mailbox written by the cardholder, or printed into a statement and sent to the cardholder's billing address, indicating the consumption amount, the minimum repayment amount and the final repayment payment deadline.

The cardholder should first carefully check whether the statement is consistent with the retained signature. If there is any difference, he can notify the bank and suspend the payment.

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