Legal analysis: when bank card lending leads to money laundering and credit card fraud, there are three procedures from filing to closing, namely, filing for investigation, examination and prosecution, and trial. Generally, it takes two months from the court acceptance to the closing of the case, and it will be extended to six months or even longer in special circumstances. If it is a fugitive crime or a gang crime, the time may be longer.

Legal basis: 208th Article of the Criminal Procedure Law When trying a case of public prosecution, the people's court shall pronounce a judgment within two months after accepting it, but not more than three months at the latest. For a case that may be sentenced to death or an incidental civil lawsuit, if one of the circumstances stipulated in Article 158 of this Law occurs, it may be extended for three months with the approval of the people's court at the next higher level; Due to special circumstances need to be extended, it shall be submitted to the Supreme People's Court for approval. If the people's court changes its jurisdiction, it shall be counted from the date when the changed people's court receives the case. The people's court shall recalculate the time limit for hearing a case transferred to the people's court after the supplementary investigation by the people's procuratorate is completed.