Must collect! Bank Loan Income Certificate Template

When you go to the bank to apply for a loan, the other party will definitely ask you to provide proof of income or current flow as a basis for judging your repayment ability. So how do you get these certificates? Today I will share a collection of bank loan income certificate templates, hoping to help everyone.

1. Summary of bank loan income certificate templates

1. Salary certificate

This is to certify that __________ holds the position of ____________ in the ____________ department of our company , the annual income is _________ yuan.

This is to certify

Seal:

Date: _________year_______month_______day

2. Salary certificate

This is to certify that ___________ is an employee of our company, with a fixed monthly income of ___________ yuan and an annual income of __________ yuan. This certificate is only used for _____ purposes and may not be used for other purposes.

Seal:

Date: _________year_______month_________day

3. Salary certificate

This is your request Our employee __________, ID number __________, has worked in our company for _________ years, holds the position of ___________, and has an annual income of _________ RMB.

Hereby prove it!

Seal:

Date: _________year_______month________day

2. What should I do if my income is not enough?

Generally speaking, banks require that the customer's income can cover the liabilities, and the income is probably twice the expenditure. If the customer is not qualified enough, he or she can consider getting a loan together with his or her spouse, because with *** As a borrower, the bank will reassess your repayment ability.

Furthermore, if you are unmarried or do not have the same borrower, you can try to find someone to guarantee it, which can help you pass the review. If it's not enough, you can use your other income to supplement it. Nowadays, most of them are transfers through Alipay or WeChat. Many banks still recognize it by getting a transfer flow.

The above is the relevant information about the loan income certificate. The templates are all similar. They mainly include the customer's basic work and income. The unit information covers the name, landline number, official seal, etc.

Bank income certificate

In study, work and even life, there are still many situations where certificates are needed. When we want to prove that a certain fact is true, it is best to The best way is to provide proof. So what kind of proof is normative? The following are bank income certificates that I have collected for everyone. They are for reference only. You are welcome to read them.

Bank income certificate 1

Bank:

This is to certify that xxxx ID number () is an employee of the company, working in the company’s position of _____, and has been in I have been employed in the company for ____ years and ____ months, and my annual income is ______ yuan. This certificate is only for employees to apply for credit cards and will not be used for other purposes.

This is to prove.

Notes:

Full name of the company:

Company telephone switchboard:

Address:

Company signature:

20xx xx month xx

Bank income certificate 2

Bank of China Sichuan Branch Longquanyi Branch:

This is to certify that_______________ (Mr./Ms.) is currently a (full-time/) employee of our company. His ID number is ____________________________, and his marital status is _______ (married/single/divorced). I have been working here since ____month__, engaged in ___________ work, and my current position is _________.

Fixed monthly salary (capital letters) RMB ____________________ yuan; average monthly bonus, bonus and other income (capital letters) RMB ____________________ yuan, average annual total income (capital letters) RMB ____________________ yuan.

This unit is responsible for the authenticity of this certificate!

The above situation is hereby proved!

Unit information (all required, the official seal will be stamped on top of the filled-in content):

Unit nature: __________________

Unit address: __________________

Unit leader: __________________

Unit phone number: __________________

Unit official seal:

_______year______month______day

Bank Income Certificate 3

China Merchants Bank Co., Ltd. _____ Branch:

This is the employee of my unit _____, belonging to my unit _____ (formal, temporary , employ) employee, ID number is _______________, working time in our unit is _____ years, position is __________, average monthly income is _____.

Telephone number of the unit’s human resources department: __________

Signature and seal of the unit (official seal or financial seal)

____month____day, 20xx

Bank Income Certificate 4

Bank of China xx City xxx Branch:

This is to certify that Mr. xxx (Ms.) is an employee of our unit, with xx years of working experience, and xx years of working experience in our unit In xx year, the position is xx, the position is xx, and the professional title is xx.

Their ID number is: xx.

Their average monthly income is RMB (uppercase) xx yuan.

This certificate can only be used when the employee applies for xx loan or when the employee applies for xx loan for other individuals as a third-party guarantee.

Unit (stamped):

xxxx, xx, month xx,

Bank income certificate 5

Name

Gender

Working unit

Position

Administrative enterprise type

1 Basic salary

2 Salary allowances

3 Various types of living allowances

4 Various types of bonuses

Total:

Opinions from the unit:

Official seal:

Responsible person:

___year__month__day

2. When an individual applies for a housing provident fund loan, the company needs to issue income To prove, the following is a sample personal income certificate.

Bank Income Certificate 6

Bank Co., Ltd. _____ Branch:

This is the employee of our company _____, belonging to my company _____ (formal, Temporary, hired) employee, ID number is _______________, working time in our unit is _____ years, position is __________, average monthly income is _____.

Telephone number of the unit’s human resources department: __________

Signature and seal of the unit (official seal or financial seal)

____month____day, 20____year

Bank Income Certificate 7

1. How to issue a bank loan income certificate

The income certificate for most loans is bank statements, which generally require the borrower’s statements in the last six months. You can directly Bring your bank card and ID card to the bank for printing. There will be no charge for printing the bank statement, but the bank will need to stamp the relevant seal after printing.

Bank statements generally refer to records of deposits and withdrawals from bank accounts, generally including wages, transfers, consumption, etc. Bank statements can generally be divided into corporate statements and personal statements based on different accounts; personal bank statements Statements are essential materials when applying for loans, such as home loans, car loans, credit loans, etc., all need to be submitted.

If the loan amount is relatively large and the bank's current flow cannot meet the loan requirements, you will need to submit other financial proof materials. The loan will be released only after meeting the bank's requirements. If you know in advance that you need a loan, you can apply for it half a year in advance. Streaming, so that you can get a very beautiful bank statement.

2. What are the precautions when issuing a bank loan income certificate

1. Do not issue a false income certificate

Issuing a false income certificate itself is against the law. Once it is The bank found that not only was the loan rejected, but it may also bear legal liability. Even if the loan has been approved and is found to be fraudulent by the bank's risk control, the previously issued loan will be immediately withdrawn, so issuing a fake income certificate is the way to go. Don't leave.

2. It is not that the higher the income, the better

In addition to fake income certificates, another problem is the amount on the income certificate. Generally speaking, banks do not charge borrowers monthly The income requirement is: the monthly income is at least twice the monthly payment of the house loan. Income directly affects the amount of the house loan, so some people think that the higher the monthly income, the better. This violates the principle of seeking truth from facts. Of course, it is not blindly Seek truth from facts and analyze specific issues in detail.

3. Questions and answers on the contents of the bank loan income certificate

Netizens asked:

What are the main contents of the bank loan income certificate?

Lawyer’s answer :

The income certificate does not contain much content. Generally speaking, it contains three aspects.

On the one hand, it is personal information, including name, ID number, education level, working hours, job position, etc.;

On the one hand, it is unit information, including individual name, unit address , contact number, signature of the person in charge, seal of the unit, etc.;

On the one hand, personal income includes personal monthly income from the unit, salary before and after tax, bonuses, allowances, housing provident fund, share dividends and Other income.

Bank Income Certificate 8

This is to certify that _________ is an employee of this unit, has been working in our unit for ____ years, has graduated from __________, and is currently working in our unit Holding ________ position, unit personal income certificate. The average annual/monthly income of this employee in our company in the past year is (after tax) _______ yuan, (in capital letters: _______ ten thousand______ thousand______ hundred______ ten______ yuan).

This is to certify

Name of the unit_______________________________________________

_______year_______month_______day

Connotation of personal income certificate : Including wages (generally total annual income), copies of pension insurance premiums, certificates of self-owned real estate, certificates of private vehicles, copies of large time passbooks, foreign exchange, bonds, gold securities accounts, large life pension dividend policies, etc. .

Bank Income Certificate 9

Bank of Communications Jiang'an Branch

This is to certify that _________(Mr./Ms.) is _________(1. Regular employee, 2. . Contract worker, 3. Temporary worker), has been working in this unit for _____ years continuously, and currently holds the position of _________ in this unit. Currently, the employee’s highest academic qualification is ________, and his physical condition is _________. In the past year, this employee The average monthly income of employees (after tax) is ____________ yuan.

This unit promises that the above information is correct and true. If the above certificate is inconsistent with the facts and causes economic losses to your bank, This unit is willing to assume all responsibilities.

This is to certify

The official seal of the unit or the seal of the personnel department:

Signature of the person in charge of the personnel department:

Year, month and day

Personal income certificate

Bank income certificate 10

CCB mortgage income certificate

XXX

Comrade XXX works in our unit, and I hereby certify that!

XXXX (covered radish)

Date

______________:

This is to certify that _______ _ is an employee of our company and holds a ________ position in the ________ department. Proof of income from CCB mortgage loan. So far, the total income for the year is approximately __________ yuan.

This is to prove.

This certificate is only used to prove the work and income of our employees in our company, and does not serve as a guarantee document for any situation of our employees.

Seal:

Date: ______year___month___day

______________:

This is to certify that _______ _ is an employee of our company and holds a ________ position in the ________ department. So far, the total income for the year is approximately __________ yuan.

This is to prove.

This certificate is only used to prove the work and salary income of our employees in our company, and does not serve as a guarantee document for any situation of our employees.

Seal:

Date: ______year___month___day

This is to certify that Comrade XX is a soldier of our unit (if he is a cadre) describe job title).

This is to certify

XXXXX unit (stamped)

X day, X month, X year

Certificate of the department where you work

This is to certify that Comrade XX of our department is engaged in XX work in XX department.

Department contact: Contact number:

XXXXX troops (official seal)

In the format of X, month, X, year,

This is XXX, gender, ID number XXXXXXXXXX, joined the company on XX, XX, XX, has XX years of work experience, and is engaged in XX work!

This is to certify!

Unit name (cover Chapter)

Year, month and day

Proof of personal income

Bank Shanghai Branch:

This is to certify that ____________________ is an employee of this unit, Marital status____________,

Have been working in this company for ___________ years continuously, the highest academic qualification is _______________, currently

holds the position of _______________ in our company, mortgage income certificate template "Proof of Income from CCB Mortgage Loan". The employee’s average monthly income (after tax) in the past year is (capital) ____________________________. The employee’s current physical condition is _______.

This company hereby promises that the above certificates are correct and authentic. If your bank

suffers economic losses due to the inconsistency between the above certificates and the facts, this company guarantees to bear all legal liability for compensation.

This is to prove.

Official seal of the unit or seal of the personnel department

Handling person:

Year, month and day

Format 2

Name, gender, workplace position

Administrative Category 1 Basic Salary 2 Salary Allowance 3 Various Living Subsidies 4 Various Bonuses Total:

Enterprise Category 1 Time Salary 2 Piece Wage 3 Living Total amount of various bonuses for subsidy 4:

Opinion of the unit:

Official seal of the unit:

Responsible person:

Year, month and day

Proof of Personal Income

Industrial Bank Shanghai Branch:

This is to certify that ____________________ is an employee of this unit and has a marital status of ____________,

has been continuously I have been working in this unit for ___________ years, my highest academic qualification is _______________, and I currently hold the position of _______________ in my unit. The employee’s average monthly income (after tax) in the past year is (capital) ____________________________. The employee’s current physical condition is _______.

This company hereby promises that the above certificates are correct and authentic. If the above certificates are inconsistent with the facts and cause economic losses to your bank

, this company guarantees to bear all legal liability for compensation.

This is to prove.

Official seal of the unit or seal of the personnel department

Handler:

Year, month and day

Bank Shanghai Branch:

This is to certify that _______________ is an employee of this unit, with a marital status of ____________,

has been working in this unit for ___________ years, and has the highest academic qualification of _______________. Currently

I hold the position of _______________ in my unit. The employee’s average monthly income (after tax) in the past year is (capital) ____________________________. The employee’s current physical condition is _______.

This company hereby promises that the above certificates are correct and authentic. If your bank

suffers economic losses due to the inconsistency between the above certificates and the facts, this company guarantees to bear all legal liability for compensation.

This is to prove.

Official seal of the unit or seal of the personnel department

Handling person:

Year, month and day

Format 2

Name, gender, workplace position

Administrative Category 1 Basic Salary 2 Salary Allowance 3 Various Living Subsidies 4 Various Bonuses Total:

Enterprise Category 1 Time Salary 2 Piece Wage 3 Living Total amount of various bonuses for subsidy 4:

Opinion of the unit:

Official seal of the unit:

Responsible person:

Year, month and day

2.

Occupation and income certificate format

This is the gay, gender, ID number (military ID card, passport) number: I work in my company and signed a labor contract with my company. The contract period is. Currently holding a position in the department, the monthly after-tax salary and salary income is RMB (uppercase) yuan, the monthly unit contribution to the housing provident fund is RMB (uppercase) yuan, and the monthly housing subsidy is RMB (uppercase) yuan.

Special certificate.

Official seal of the unit (or personnel and labor seal)

Year, month and day

1. Unit name:

2. Unit address:

3. Contact number: Postal code:

4. Name of person in charge of the personnel (labor and management) department:

Bank income certificate 11

xxx (ID number: xxxxx) is an employee of our unit. He entered our unit and has been working since xx, xx, month xx, and now xx holds the position of xx. The average monthly income of this employee in the past year was RMB xx. On xx, xx, xx, xx was hospitalized for treatment and has not been able to go to work normally, and no salary has been paid to him during this period.

This unit guarantees that the above certificates are authentic and valid.

Unit address: xxx

Unit manager (signature): xxx

(Official seal of the unit): xxx

xx year xx month xx day

Bank income certificate 12

This is to certify that xxxxxxxxx is an employee of this unit, has been working in our unit for xxxx years, graduated with an academic qualification of xxxxxxxxxx, and currently holds the position of xxxxxxxxx in our unit. The average annual/monthly income of this employee in our company in the past year is (after tax) xxxxxxx yuan, (in capital letters: xxxxxxx million xxxxxx Qianxxxxxx Baixxxxxx ten xxxxxx yuan).

The content of personal work income certificate: including salary (generally refers to total annual income), copy of pension insurance payment, certificate of self-owned real estate, certificate of private vehicle, copy of large time passbook, foreign exchange, bonds, Gold securities accounts, large life pension dividend policies, etc.

This is to certify

Unit name xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

xxxxxxx month xxxxxxx day of xxxxxxx year

Connotation of personal work income certificate: including salary (general Refers to the total annual income), copies of pension insurance premiums, certificates of self-owned real estate, certificates of private vehicles, copies of large time passbooks, foreign exchange, bonds, gold securities accounts, large life pension dividend policies, etc.

Bank income certificate 13

xx Bank:

I am engaged in business, the business situation is stable, the annual income is 10,000 yuan, and the average monthly income is 100 yuan (tax certificate is attached) . I am responsible for the authenticity and legality of the above certificate. If there is any falsehood, I am willing to accept the bank's disposition of my personal property unconditionally.

This is to certify

(Signature and fingerprint):

Day x, month x, 20xx

Bank income certificate 14

China________Bank:

This is to certify that ________ belongs to this unit, gender ____, ____ (married/unmarried), ____ (with children/no children); ID number_ ___________, residential address ____________________________, has been working in our unit since ____ month of ____ year, holds the position of ____, and has obtained the professional title of ______. The form of labor employment is: the fixed monthly salary is RMB________ (capital) yuan; the average annual bonus and other income is RMB________ (capital) yuan; the average annual total income is RMB________ (capital) yuan.

The above content is true and correct, and our company bears corresponding legal responsibility.

Hereby prove it!

Official seal of the unit or the seal of the personnel and labor department:

_______year________month_______day

Bank income certificate 15

I have a comrade, with the name and number of the ID card, who is an employee of our unit (temporary re-employment under contract system). He has been working in our unit for 10 years, and the contract period is up to xx years. He is currently in the position and his average monthly income after tax is RMB (in capital letters) yuan (inclusive). Wages, subsidies, bonuses and dividends) The monthly unit contribution to the housing provident fund is RMB (uppercase) yuan. Hereby certify.

This unit declares:

(—) The above certificates are true and correct, and our unit bears corresponding legal responsibility for this.

(2) Copies of this occupation and income certificate are invalid.

Official seal of the Personnel (Labor and Management) Department

Date: Year, Month, Day

CCB Personal Income Certificate

In daily study, work, In life, the most familiar thing to everyone is the certificate, which is a document issued by an agency, school, group, etc. to prove qualifications or rights. Let’s take a look at how the certificate is written. Below is the CCB personal income certificate I collected for everyone. You are welcome to learn from and refer to it. I hope it will be helpful to everyone.

Proof of personal income from China Construction Bank 1

This is to certify that ________ is an employee of our company and holds the position of _________ in the ________ department. Proof of personal income from China Construction Bank. So far, the total income for the year is approximately __________ yuan.

This is to prove.

This certificate is only used to prove the work and salary income of our employees in our company, and does not serve as a guarantee document for any situation of our employees.

Stamp:

Date: ______year___month___day

If you have not paid the provident fund, you can change it according to this change.

CCB Personal Income Certificate 2

To Bank of China:

This is to certify that Mr./Ms. _________ (married, unmarried, divorced) is from our unit (formally Temporary) on-the-job employee, who currently holds the position of _________ in our unit and has the professional title of _________; has worked in our unit for _________ years, and the nature of our unit is _________.

The average monthly total income is RMB________ yuan (lowercase ￥_________).

The ID number is: _________

Our company is legally responsible for the authenticity of the information provided above.

This is to prove.

Unit address:

Personnel and labor department contact person:

Telephone number:

Unit seal:

_________year_________month_________day

CCB Personal Income Certificate 3

This is to certify that you are a formal employee of this unit, have been working in our unit for 3 consecutive years, and have a graduate degree , currently holds a position in our company, and the average monthly income (after tax) of this employee in our company in the past year is Yuan, (capitalized: Ten Thousand Hundred Shi Yuan). The employee's physical condition (good, poor).

This unit hereby promises that the above certification materials are true and valid.

This is to prove.

Official seal of the unit:

Year, month and day

Name of the unit:

Unit address:

Contact number:

Responsor:

China Construction Bank Personal Income Certificate 4

China Construction Bank Co., Ltd. Nanning Yuanhu Branch:

This is to certify ________ is an employee (formal, contract, temporary) of this unit. He has been working in our unit for _____ consecutive years. He has an educational background of _________ and currently holds the position of _____________ in our unit.

In the past year, the comrade’s average monthly income (after tax) in our unit is approximately __________ yuan (in capital letters: ______________(_________________________).

This is hereby certified.

Name of the unit:

(Official seal or financial seal or personnel department seal)

_________year_______month_________day

This unit is responsible for the authenticity of the above certification content Bear legal responsibility

Unit address:

Contact name:

Contact phone number:

How to write the CCB loan income certificate template. ?

China Construction Bank xx Branch:

This is to certify that _____________ is a formal (temporary, contract) employee of our unit, and the employee:

1. Position held:_____________

2. Professional title:_____________

3. Highest education level:_____________

4. Have worked in our company for _____________ years

5. A labor contract of _____________ years has been signed with our company, with the term starting from _____ month _____ day _____ year and ending on ____ month ____ day _____ year;

6. The average monthly income totals RMB_____________, of which salary income is RMB_____________ and other income is RMB_____________.

The contact number of the personnel and labor department is: _____________.

Contact person of the Human Resources and Labor Department: _____________

Our company guarantees that the above information is true.

Official seal of the company or the seal of the Human Resources and Labor Department:

_____year_____month_____day

Extended information

Connotation of personal income certificate: including salary (generally refers to total annual income), copy of pension insurance payment Documents, certificates of owning real estate, certificates of private vehicles, copies of large time passbooks, foreign exchange, bonds, gold securities accounts, large life pension dividend policies, etc.

Notes