1. Bank Debit Card:/kloc-Under the age of 0/6, guardians are required to bring their ID cards, household registration books and children's ID cards to the bank to apply for a debit card. 16 years old, children can bring their ID cards to the bank to apply for debit cards, but the online banking service needs to wait until18;
2. Bank credit card: 18 years old, children can only apply for a supplementary credit card, and the guardian must authorize it. At the age of 18, you can bring your ID card to the bank to apply for a credit card.
Matters needing attention in handling bank cards are as follows:
1. Annual bank card fee. Some banks will charge applicants a certain annual fee, generally 10 yuan, which is charged once a year at a fixed time. If the bank card applied by the applicant is only used once, you can consider canceling the card after use to avoid paying more annual fees;
2, whether to open e-commerce. When handling bank cards, bank staff will actively recommend you to handle related electronic services, such as online banking and mobile banking. For this kind of business, customers can choose and handle it freely, and there is no constraint. Users should handle it according to their own needs;
3. Opening of a third-party account. Common tripartite accounts are financial accounts such as fund accounts, stock accounts and precious metal accounts. For customers with financial needs in this area, when handling bank cards, they can ask bank staff to open them together. It should be noted that a stock account can only sign an agreement with one bank account. If you want to change banks, you need to cancel the contract of the previous bank account first.
To sum up, 10 can apply for a bank debit card. However, when the age is between 10- 16, the applicant needs to be accompanied by a guardian. Generally, the guardian's ID card and family account book are needed.
Legal basis:
Article 28 of the Measures for the Administration of Bank Card Business
Individuals applying for bank cards (except stored-value cards) shall provide their valid identity documents specified by the public security department to the issuing bank, and open a registered account for them after passing the examination by the issuing bank; To open a basic deposit account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.