What is the phone number for Postal Credit Card?
Postal Credit Card Telephone: 400-889-5580
1. Postal Savings Bank Credit Card is a product launched by Postal Savings for ordinary users. It is based on "convenience" and With the concepts of "affordable" and "safety", we create a practical card for our customers.
2. Product Features
Permanent annual fee exemption: Both the main card and supplementary card are permanently exempted from annual fees, free of annual fees, and you can swipe the card as you like.
You can choose any installment payment you want: "any installment" for bill installments and "pay for each transaction" for transaction installments, with no interest and low handling fees.
Double protection of password SMS: activate the card through the 24-hour customer service hotline, set the transaction password and query password online in real time, or log in to online banking to activate it online in real time, which is safe and fast.
Enjoy up to 50 days of interest-free repayment period for consumption: the longest is 50 days, the shortest is 20 days, the interest-free period for consumption, priority is given to enjoying a leisurely life.
Optional billing dates: Multiple billing dates are available to facilitate flexible repayment arrangements.
Points are permanently valid: every dollar spent earns one point, and the points are permanently valid. Points can be transferred and redeemed to easily implement various points plans.
Postal credit cards are a relatively friendly type of card, with no annual fee, strict security protection measures, long repayment period, and points that are permanently valid.
Post credit card customer service manual service hotline
24-hour customer service hotline: 400--889-5580.
The Postal Savings Bank of China Credit Card is a RMB credit card. It is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card. It can be used freely for consumption at home and abroad. The card is valid for Three years, four supplementary cards can be set up. The main pattern on the China Postal Savings Bank credit card is the Chinese character "ding", the background color is blue-green for regular cards, and golden for gold cards.
According to statistics, as of October 2010, the Postal Savings Bank of China's business has fully covered all prefectures and cities, 2,100 counties, cities and major towns and villages across the country, with more than 4,500 outlets nationwide. This business has been started. In just a few years, the Postal Savings Bank of China has developed very rapidly. From the launch of its business to October 2010, the Postal Savings Bank of China has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan, with an average loan of about 5.9 Ten thousand yuan, the Postal Savings Bank of China has issued a total of more than 150 billion yuan in rural areas at and below the county level.
Card meaning:
Gold Card The main pattern on the Postal Savings Bank of China credit card is The Chinese character "ding" appears on a blue-green background.
"Ding" - Since ancient times, "Ding" has been regarded as an important weapon passed down from the country and a symbol of the country and power. The word "ding" in the Chinese character is also given extended meanings such as "prominence", "noble" and "grand". The card uses "ding" as the main design element, reflecting the connotation of sincerity and trustworthiness, and the promise of a thousand pieces of gold, as well as the Postal Savings Bank of China's "standing as a tripartite". "Your" service commitment.
Puka blue and green background color - integrating the green, healthy, convenient and fashionable life concept.
The golden background of the gold card - 24K gold courtesy, showing the noble life.
Special shiny material - international advanced technology, highlighting the fashion and noble quality of the cardholder.
Aspects and meaning
Basic functions:
Postal Savings Bank credit card is a UnionPay standard RMB credit card, with overdraft consumption, overdraft cash withdrawal, and installment payment and other rich functions; providing 24-hour customer service hotline, free bill delivery, self-deduction and repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption.
Special features:
The blue-green card background symbolizes peace, life and hope, injecting a relaxed, cheerful, convenient and fashionable card use concept into life. The biggest feature of the Postal Savings Bank Credit Card is that there is no annual fee for life. After applying for a Postal Savings Bank Credit Card, customers will no longer have to worry about complicated annual fee reduction rules.
Moreover, this credit card has many repayment methods: cardholders can repay through various Postal Savings Bank outlets, automatic transfers, self-service deposit machines, ATM machine transfers, etc.
Postal Savings Credit Card Telephone Number
Postal Savings Bank Credit Card Customer Service Telephone: 400-88-95580; dial 400-88-95580 - press 0 to connect to manual service.
What is a credit card?
Credit card (English: creditcard), also called credit card. It is a non-cash transaction payment method and a simple credit service.
A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.
Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card, and repayment will be made on the billing date (English: billing date).
On April 15, 2016, the central bank issued the "Notice of the People's Bank of China on Matters Related to Credit Card Business", canceling late payment fees on credit cards, introducing liquidated damages, and prohibiting over-limit fees. The new regulations were implemented in January 2017 It will be officially implemented on the 1st.
The debit card is an ordinary savings card. The account attribute is a current deposit account, which can be used for consumption, ATM deposits and withdrawals, etc.; the credit card can be used for consumption, ATM deposits and withdrawals, etc. The biggest advantage is that it can Overdraft (with a certain credit limit)
Generally, bank cards are divided into two types: credit cards and debit cards.
Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.
Debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.
PSBC credit card customer service hotline
400-88-95580.
The Postal Savings Bank credit card is a UnionPay standard RMB credit card. It has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, and points earning; it provides a 24-hour customer service hotline, free bill delivery, Self-deduction repayment related services and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption. The minimum amount available for application is RMB 3,000, of which RMB 1,500 can be used for cash withdrawal.
Function:
Postal Savings Bank credit card is a UnionPay standard RMB credit card, with rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, and points earning; it provides 24 Hourly customer service hotline, free bill delivery, self-deduction and repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption.
The newly issued Postal Savings Bank credit card uses "ding" as the design pattern, which not only shows the postal service's historical and cultural heritage, strong strength, sincerity and trustworthiness, and the connotation of keeping promises, but also expresses the Postal Savings Bank's "effort for you" service commitment. The blue-green card background symbolizes peace, life and hope, injecting a relaxed, cheerful, convenient and fashionable card use concept into life. The biggest feature of the Postal Savings Bank Credit Card is that there is no annual fee for life. After applying for a Postal Savings Bank Credit Card, customers will no longer have to worry about complicated annual fee reduction rules.
Moreover, this credit card has many repayment methods: cardholders can repay through various Postal Savings Bank outlets, automatic transfers, self-service deposit machines, ATM machine transfers, etc.
Charging standards
Annual fee: Gold card main card 125 yuan/year, supplementary card 60 yuan/year; regular card has no annual fee for life
SMS: Service fee: free for gold card, 3 yuan/month/user for regular card
Interest-free period: 20-51 days
Minimum repayment ratio: 10
Cash withdrawal handling fee: Domestic, 1% of the transaction amount: minimum 10 yuan, an additional handling fee of 2 yuan for inter-bank transactions. Overseas, transaction amount 1,: minimum 20 yuan
Late payment fee: 5 yuan of the unpaid minimum repayment amount, minimum 10 yuan
Over-limit fee: 5 yuan of the over-limit amount: Minimum 5 yuan, maximum 200 yuan
Bill retrieval fee: copy 10 yuan/copy, original 50 yuan/copy
Reply bill processing fee: free within 3 months , 5 yuan/copy for more than 3 months
Handling fee for overpayment recovery: domestic, 0.5 of the transaction amount, minimum 10 yuan, and an additional 2 yuan handling fee for inter-bank transactions. Overseas, 0.5 of the transaction amount, minimum 20 yuan
Postal Savings Bank Credit Card Customer Service Hotline is 95580
Postal Savings Bank of China Credit Card Customer Service Hotline is 40088-95580 .
If you have any questions about Postal Savings Bank credit card or want to handle related business, it is recommended to call 400-88-95580 and transfer to manual service. After dialing the number, select voice. After completing personal identity verification, follow the voice prompts. Dial the key to enter manual service.
Postal Savings Bank credit card manual service can provide users with credit card application consultation, application progress inquiry, password modification or reset, credit card loss report, account inquiry and other functions. You only need to verify your identity after the customer service , just put forward relevant requirements to customer service.
Notes
It should be noted that the credit card customer service hotline 400-88-95580 is not free, it is charged according to the local call rate. If you want to contact customer service for free, you can click on the manual customer service on the official website of Postal Savings Bank of China Credit Card to communicate directly with customer service online.
95580 business functions:
The 95580 telephone banking system has realized inquiries and savings for savings, remittances, microfinance, funds, treasury bonds, financial management, international, companies, credit cards and other businesses. Account loss reporting function.
Customers who register for telephone banking services can also choose to open transfers, remittances, investment and financial management (including fund business, financial product business, treasury bond business) buying and selling, telecommunication tariff payment and other services.
After dialing 95580 for telephone banking, the customer can complete the above transaction by entering the postal savings account number or according to the voice prompts of telephone banking.
That’s it for the introduction of postal credit card manual customer service.