1, UnionPay and MasterCard have dual channels, and there are many credit card channels in China, which can be repaid by Alipay;

2. Repayment can be made by purchasing foreign exchange in RMB or directly in foreign currency, which is flexible;

3. It has the function of cash back for consumption, and actually gives back with the card;

4. Global Airport provides VIP room courtesy;

5. Turn on automatic purchase of foreign exchange, and automatically purchase foreign exchange from debit card for repayment on repayment day, and turn off automatic purchase of foreign exchange, which requires manual purchase of foreign exchange for repayment, free of foreign currency exchange fee;

6. Whenever and wherever you swipe your card, you can enjoy unconditional direct exemption from currency conversion fees;

7. Using EMV standard chip medium, the encryption is stronger, and the card is safer and more assured;

8. It integrates the world's top ten airlines, top ten hotel groups, top ten luxury brands, top ten overseas study training, top ten travel agencies, tax refund facilities in 40 countries, emergency rescue in 70 countries, exclusive car rental in 150 countries and VIP room service in 600 airports. At the same time, it also provides cardholders with "food, clothing, housing and transportation".

Disadvantages of ICBC Global Travel Credit Card:

There is an annual fee. Gold card swipes 5 times without annual fee, Platinum card with annual fee of 2000, and 20W spent in the annual cycle without annual fee.

Summary:

Compared with the global card above, it still has many advantages and fewer disadvantages. You can tell whether this card is good or not. Most platinum credit cards actually have an annual fee, but there will be an annual fee reduction policy. Please consult ICBC for details.