Now, if you only know the card number and the cardholder's name, you can't complete any personal operation on the credit card. That is, you can't modify your password, reset your password, check your password or cancel your account, or transfer money, withdraw money, pay or withdraw cash.

But if you really feel uneasy, you can choose to bring your ID card and other personal effective information to the bank to report the loss, which is also the safest way to deal with it.

Bank card number refers to the number code on the hard card issued by each bank, and the business number segment between commercial banks has unified regulations. The first six digits of the card number represent the identification code of the issuing bank, also called BIN number, and different BIN numbers represent different bank card organizations and card levels.

The People's Bank of China uniformly issues business number segments to commercial banks, and the number segments of each bank are different.

Once the bank card transfers money, the basic information, amount and transaction status of the customer will be transmitted to the central bank in time, and a large amount of information such as money laundering prevention and statistics will be summarized in the central bank database, which is the medium of unified financial management.

Bank cards are useless except for recording customer information and capital flow information. Magnetic, easy to degauss with mobile phone.