Take China Merchants Credit Card as an example.
1. Repayment rules of China Merchants Bank's credit card:
1. Repayment can be made between the billing date and the repayment date;
2. China Merchants Bank has a grace period of 3 days for credit card repayment;
3. The credit card of China Merchants Bank can choose the minimum repayment amount, but it does not enjoy the interest-free period;
4. You can choose to repay by installments.
2. The credit card of China Merchants Bank can be repaid in the following ways:
1. Repayment by pocket life. Install the Pocket Life APP on your mobile phone, and you can choose to repay after logging in;
2. repayment by mobile banking. Log in to China Merchants Bank Mobile Banking and you can repay at any time;
3. repayment by ATM. Cardholders can insert credit cards into ATM machines for repayment.
Extended information:
The charging standards of China Merchants Bank's credit card fees are as follows:
1. Cash withdrawal by credit card:
Cash withdrawal fees are divided into domestic and overseas, and China Merchants Bank's credit card is charged at .5% of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 1 yuan. Overseas charge is 1% of the cash withdrawal amount, with a minimum of 1 RMB/transaction.
2. Credit card consumption:
China Merchants Bank provides seven installment numbers, namely, 2, 3, 6, 1, 12, 18 and 24, and the corresponding handling fees for each installment are 1.%, .9%, .75%, .7%, .66%, .68% and , respectively. Handling fee per installment = total installment principal × handling fee rate per installment corresponding to the number of installments.
China merchants bank-repayment guide