If the user terminates the installment payment in advance, China Construction Bank has the right to deduct the full discount from his credit card account. If the cardholder enjoys the qualification to participate in other full-reduction activities such as UnionPay during the activity, the system will automatically choose the best preferential scheme for this order, subject to the prompt on the payment page. The same multi-wallet account, the same ID number, meeting any of the above conditions, is regarded as the same customer. This activity is limited to real-name wallet users. If the full discount amount is used up on the same day, please refer to Pinduoduo APP for the specific installment fee for installment goods.