Everyone's basic demand for credit cards is overdraft consumption, so the limit must be the cardholder's most concerned issue. Because the bank approves the credit limit according to the applicant's credit status, everyone needs credit card skills like 20 18 to handle a credit limit of 50 thousand.
20 18 skills for white households to apply for credit cards can ensure success.
It's easier to get a credit card now, but it's more difficult to get a credit card with a limit of 50 thousand. It can be seen everywhere in major credit card forums. You can see that the gold card quota is 3000 and the platinum card quota is 5000. It is difficult to apply for a large credit card without any card handling skills.
20 18 skills for handling 50,000 credit cards. Old drivers teach you:
1. Choose a bank: it is best to choose a "good relationship" bank, such as a bank that pays wages, a bank that buys wealth management products and insurance. Or a bank with a lot of spare money.
2. Card selection: 50,000 credit cards with at least platinum card level. Then, among a variety of platinum card products, choose a new card or the main product promoted by the bank in the current season.
3. How to apply for a card: It is best to choose the outlet counter to fill in the form. If you have your own account manager, you can ask him to introduce you to the card. Remember to bring extra supporting materials.
4. Fill in the credit card application form: All required items and options must be filled in truly and completely, and there must be no fraud. Fill in the company landline with a fixed telephone, a contact person for relatives and a contact person for company colleagues.
[img] What are the skills for handling 50,000 credit cards?
The credit card limit is closely related to the cardholder's qualification. The better the qualification, the higher the credit card limit. But many people want to apply for a credit card with a limit of 50 thousand. So what are the skills to apply for a credit card with a quota of 50 thousand?
1, generally 50,000 credit cards belong to high-end platinum cards. If you want to apply for a platinum card, you must first learn to choose the right bank. Banks that have economic contacts with them are preferred, such as payroll banks. Secondly, when you fill in your income, you should also include your bonus and other extra income to improve your economic strength.
2. The bank's high-end cards are first open to high-quality customers. In fact, it is not so difficult to become a quality customer of the bank. It is ok to purchase the wealth management products of the bank or handle some time deposits in the bank.
I want banks to prove their financial strength by applying for high credit cards. Small partners with assets may wish to submit their own property, car or other large credit card information.
The above is the introduction to the skills of handling 50 thousand credit cards, hoping to help friends in need.
How to apply for a 50,000 credit card?
How to handle a credit card with a limit of more than 50,000?
1, asset certificate:
Although most of us are not local tyrants, many people should still have certain assets. For example, a house with an area of 150 square meters, a car with an area of 300,000 square meters, a savings account with an area of 500,000 square meters, and an annual salary of150,000 square meters.
As long as you meet any of the above conditions, you can go directly to the bank counter to apply for a card with these asset certificates, and remember to apply for a platinum credit card at that time, because the upper limit of a general card or a gold card is less than 50,000.
2, do the card to do the card:
It doesn't matter if you don't have a valid asset certificate, but you need to cultivate a credit card with a quota of more than 50 thousand first, and then apply for a large credit card directly by releasing the card, and the credit card quota must be above the original credit card quota.
At present, the banks that support card processing are: Bank of China, Communications, Shanghai Pudong Development Bank, China Everbright Bank, Huaxia Bank, Industrial Bank, Ping An Bank and China Guangfa Bank.
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We need to pay attention to:
Point one: You'd better use this card for more than one year.
The second point: the current available amount of this card should be kept at least above 30%, preferably above 60%.
Third, this card can't have bills in installments, nor can it use the minimum repayment amount.
The fourth point: it is best to go to the counter, because online application basically does not support card processing.
3. Bank features:
Have a provident fund:
If the provident fund is paid for more than one year, there will be a bonus for handling ICBC credit cards. Even if the amount of the card is not high, we can borrow it by golden flash after issuing it. The increase is 6~8 times or 16 times of the deposit amount of the provident fund.
As long as you have a year's provident fund, it is very simple to withdraw more than 50 thousand per second.
Insured:
If you have the insurance of Ping An Bank and pay more than 30,000 yuan a year, you can directly apply for the platinum credit card of Ping An Bank, with an amount of at least 50,000 yuan.
Time deposit:
ICBC has a time deposit of 50,000 yuan, so it can apply for++re-pledge, deposit 200,000 yuan repeatedly, and then apply for a credit card limit of not less than 50,000 yuan. But this method has certain skills.
Finally, I hope everyone can win their own large credit cards. I am Zhou Xiao, and I share the latest knowledge and skills every day.
How to apply for a 50,000 credit card?
1, Industrial Bank: Industrial Bank has a relatively low card threshold. It's easier to get a card on Alipay, but it generally takes more than 620 sesame points to apply. As for the choice of card types, I would like to introduce you to applying for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be obtained within 5 minutes at the earliest after the application is submitted. With good credit, it is said that the support rate is above 90%.
2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.
3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.
4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.
How to apply for a 50,000 credit card? Look at these two methods.
Many friends ask, which bank is easier to apply for a credit card? I'm afraid I have to answer you. If you want to choose from commercial banks, the four major state-owned banks will be more difficult. But if you insist on loving the four major state-owned banks, I suggest you choose a credit card that is easier to apply for, so the probability of getting a card will be greater. What exactly are there? Let's have a look.
1, Industrial and Commercial Bank of China: Cosmos credit card.
Industrial and commercial bank of China's cosmic constellation card is relatively easy to handle, and it is also the main credit card for industry and commerce. Yan value and rights are very online. The point is that the annual fee is free within the validity period, which is awesome!
In terms of rights and interests, as long as new customers spend a sum of money, they can receive a one-month VIP membership of Youku or iQiyi, and pursue the welfare of the drama owner. In addition, there are overseas portable wifi, hotels, airport parking and other benefits.
2. Bank of China: Taobao Credit Card
In fact, the threshold of China Bank is not too difficult, and the threshold is not very high. You can apply by providing proof of identity and residence. If you are an online shopper, this China Bank Taobao card is easy to apply for. The annual fee for the first year is exempted when you get off the card, and the annual fee for the next year is exempted when you spend any amount for 5 times.
3. Agricultural Bank: Upgrade mom's credit card beautifully.
This beautiful upgraded mother credit card of Agricultural Bank of China is also a good application. Both gold and platinum cards can be exempted from the annual fee by swiping the card number, and visa platinum card can also be exempted from the annual fee within the validity period.
You can apply for a free Disney English audition course, buy a course discount of 1200, and get a 60% discount for shopping in king of the children over 350, and a 300% discount for Mama Donkey at random on Saturday.
4. China Construction Bank: Global Hot Purchase Card
This card of CCB is also relatively easy to handle, mainly suitable for overseas travel and shopping. Gold and platinum card swipe numbers are exempt from annual fees, while Visa and MasterCard are exempt from annual fees within the validity period.
Overseas wifi, special airfare hotels, Haitao cashback, etc. It is very suitable for shopping in consumption abroad or Haitao, and is known as the "God Card" of CCB.
The credit cards that are easy to apply for in the four major banks are introduced here for everyone, hoping to help everyone. I suggest that you prepare enough information before you apply for a card, and then have proof of assets, which can help a lot!
How? Let's not talk about the launch of 50,000 credit cards.