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What does the second-class card of China Postal Savings Bank mean?

Class II cards refer to businesses that can handle deposits, purchase financial products such as investment and wealth management products, limit consumption and payment, and limit the transfer of funds to unbound accounts.

the daily cumulative limit for transferring funds and depositing cash in unbound accounts of Class II households is 1, yuan, and the annual cumulative limit is 2, yuan. The daily cumulative limit for consumption and payment, transferring funds to unbound accounts and withdrawing cash is 1, yuan, and the annual cumulative limit is 2, yuan.

however, if the identity of the second-class card is confirmed face-to-face by the bank staff through the bank counter and self-service equipment, the second-class household can also handle the deposit and withdrawal of cash, transfer funds from unbound accounts into business, and issue a bank card entity card.

Extended information:

Second-class cards are similar to credit cards, and are mainly responsible for large daily expenses, or financial management and investment; The funds of Class II households come from Class I households, including accounts opened in direct selling banks and Internet banks such as Weizhong Bank. Class II households can make deposits, purchase bank investment and wealth management products, and pay consumer fees.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

People's Daily Online-new regulations on bank account management will implement three types of account classification management next month

Baidu Encyclopedia _ Bank Card