Card loan is a formal and reliable micro-loan platform, which mainly provides credit card balance compensation service. If the card loan of 30,000 yuan is not repaid, it will bear the following consequences:

1. The overdue penalty interest will be collected from the day after the repayment date. The daily interest rate is 0. 1%, and the penalty is 0.5% of the mortgage amount, so 30,000 yuan is 150 yuan.

2, overdue collection is fierce, telephone bombing, and even address books may be blown up, which will bring trouble to relatives and friends around you;

3. After the card loan is overdue, it is difficult to borrow it again;

4. Overdue records will be uploaded to the central bank's credit information system as scheduled, which will affect personal credit.