1. Introduction to Zhongyuan Bank JD Finance Co-branded Card

This card is a co-branded card jointly launched by JD Finance and Zhongyuan Bank, the largest commercial bank in Henan Province. This kind of co-branded card can be said to be It is issued generously. Many banks’ JD Little White Cards are gold card level, but this credit card is a platinum card level. You can swipe any amount and enjoy the platinum card benefits.

And it is also a money-saving tool. There is no annual fee for lifetime card application. You can use it if you want to use it, and if you don’t want to use it, there is no cost pressure at all. It can also be said that the more you use, the more you save. As long as you swipe your card to spend, you won't lose money.

2. Rights and interests of Zhongyuan Bank JD.com co-branded card

Just like JD.com Little White Card, this credit card must focus on JD.com’s financial rights and interests. Currently, there are the following:

1) Activation gift; first-time purchase gift: New users will receive a 50-yuan JD payment instant discount coupon upon activation of their card. You can also choose one of the JD PLUS annual cards or a trolley suitcase worth 618 yuan as your first-time purchase. Gifts;

2) Every month you are gifted: if you spend 2,019 yuan per month or in any installment, you will have the opportunity to receive a commission of 50 yuan in JD cash, which is 600 yuan a year. You can get cash directly when you purchase all kinds of products or pay off your credit card.

3) Instant discounts on every purchase: Bind JD.com payment and purchase physical gifts in JD Mall, you can get immediate discounts on every purchase, up to free orders, but this still depends on your luck.