1. What is the Uxin used car loan handling fee?

Uxin used car loan handling fee includes service fee, loan insurance premium, GPS fee and other fees. Among them, the service fee is about 3% of the loan amount, the vehicle commercial insurance premium is about 3,000 yuan, the GPS fee is 1,800 yuan, and the GPS fee for vehicles priced below 80,000 yuan is 1,000 yuan.

2. What is the general handling fee for a second-hand car loan?

The handling fees charged by different institutions will be different. The requirements for a second-hand car loan are as follows: 1. Personal application For a second-hand car mortgage loan, the loan company will require the applicant to prepare his/her personal ID card, household register, work certificate, income certificate, continuous bank card statements in the past six months, personal asset certificates, etc., before applying for a second-hand car mortgage loan; 2 When applying for a second-hand car mortgage loan, the applicant is generally required to prepare a certain down payment. The amount of down payment for second-hand cars is usually around 30% to 50%. Additional fees such as mortgage registration fees, car insurance premiums, and other handling fees (such as deposits, credit deposits, security deposits, etc.); 3. Different lending institutions, different second-hand cars, and the borrower’s own conditions The final loan amount and charges will be different, so before applying for a loan, consult with several lending institutions and then choose the one that suits you; 4. Different loan companies have different charges for second-hand car mortgage loans Every situation is different. Before individuals apply for a second-hand car mortgage loan, they can consult several loan companies and then choose a loan company with reasonable fees to apply for a second-hand car mortgage loan.

3. What is the handling fee for a second-hand car loan?

There are many types of handling fees involved in the second-hand car loan process, which generally include the following:

Performance handling fee: The performance deposit is charged at 3% of the loan amount, less than 3,000 Yuan will be charged a flat fee of 3,000 yuan. Of course, the security deposit should be fully refunded after the loan is repaid.

Notarized mortgage fee: When applying for a notarized mortgage of a vehicle, you also need to pay a notarized mortgage fee of 800 yuan. There is a receipt for this fee.

Credit investigation fee: Banks will conduct consultation investigations before lending, so they generally charge 1% of the loan amount, which varies from bank to bank in different places.

Instalment handling fee: If you buy a car with a credit card loan, you need to charge an installment handling fee. Generally, the total fee for 12 installments is more than 10%.

Mortgage processing fee: The mortgage processing fee will be 3%. In short, the overall handling fee for buying a car with a general loan is about 10,000 yuan. In addition to the above fees, it also includes registration fees, insurance premiums, road tolls, etc.

4. How much is the handling fee in installments when buying a second-hand car for 28,000 in full?

Buy a second-hand car of 40,000, with a down payment of 12,000 equal principal and interest method: Loan principal: 28,000, assuming Annual interest rate: 4.750%, loan period: 3 years: The monthly principal and interest payable is: 836.05 yuan, the total repayment amount including principal and interest is: 30,097.8 yuan, ***interest payable: 2,097.8 yuan. The first month's interest payment is: 110.83; the first month's principal payment is: 725.22; thereafter, the monthly interest payment amount decreases and the principal payment increases. (Interim interest rate adjustments are not taken into account)