For example, the original limit of your credit card was 5000 yuan, and you spent 2000 yuan.

Then the balance is 2000 yuan (balance refers to the amount overdrawn in the credit card), and the available amount is 3000 yuan. You got it?

In addition, it should be reminded that the balance and the available limit are sometimes out of sync, and the limit changes immediately, that is, it will be restored as soon as the repayment is made, and the credit card will be reduced as soon as it is swiped. However, the balance is not like this. If you spend it today, it will usually be recorded in the account the next day and then included in the "balance".