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What if the credit card is damaged?
What should I do if the credit card of China Bank is damaged?

If your China Bank credit card is damaged, degaussed or the signature column is defaced, you can call the China Bank Credit Card Customer Service Hotline at 4006695566 to apply for a replacement card.

The above contents are for your reference. Please refer to the actual business regulations.

What if the credit card is damaged?

If your credit card can no longer be used due to damage, breakage, vague signature, degaussing of magnetic stripe, renaming or lettering error, please call the 24-hour customer service hotline of the credit card center to apply for a new card. If you have a chip card and there is still an offline balance in the card, please take your card to the bank counter or teller to transfer money or withdraw the balance. At the same time, please destroy the damaged card after receiving the new card to avoid confusion and risk.

Supplement:

If the card expires, the bank will provide automatic card replacement service one month in advance. Before your card expires, the new card will be mailed to your billing address. Upon receipt, the new card can be activated and the old card will be invalid.

The old card can be used until the end of the validity period if the new card is not received or opened.

How to change the damaged credit card?

After the credit card is damaged, you can change the card through self-service services such as mobile banking and online banking, or you can call the customer service hotline to change the card.

What should I do if the CCB card is damaged?

If the CCB card is damaged, please change it at the issuing bank. 1. It is better to add different numbers to the card; 2. You need to consult the bank for the replacement card with the same number; 3. The function of the new card is the same as that of the old card; 4. The third-party function binding of different cards needs to rebound; 5. The cost of 5 yuan-10 yuan is required. Please consult the issuing bank for the same number replacement fee.

1. CCB Longka IC Credit Card is a UnionPay standard chip credit card launched by China Construction Bank. It has all the financial functions of traditional magnetic stripe credit cards, and also provides cardholders with higher security, more functional services and better user experience.

Second, smart chip media is safer. Chip media, using chips with independent computing, encryption, decryption and storage capabilities, has a strong security authentication mechanism, which can effectively prevent fraud risks and provide customers with a safer trading environment. 2. There are various forms of transactions to ensure the smooth progress of transactions. CCB Dragon IC Credit Card is a composite medium card with chip and magnetic stripe. When trading, priority is given to trading through chips. When the acceptance machine does not support chip trading or the chip trading fails, the transaction success rate can still be effectively guaranteed by magnetic stripe trading. 3. Non-contact payment, expanding the scope of use. CCB Longka IC Credit Card has an electronic cash account, which supports both contact and non-contact chip information reading methods. In the non-contact mode, on the non-contact POS terminal that supports fast payment, offline micro-payment can be completed quickly with a flick of the hand, without swiping the card and entering the password. 4. Electronic cash deposit enjoys interest-free treatment. The maximum amount of electronic cash account is RMB 65,438+0,000. Cardholders can deposit electronic cash accounts through CCB outlets, and enjoy an interest-free period when using credit cards. The balance of electronic cash can be inquired at the counter of outlets and ATM machines.

Three, the new card customers can enjoy double points within 60 days after the card verification (that is, spending RMB 1 yuan 2 points), and the maximum points given are not more than 65438+ 100000 points.

Four. When using Longka IC credit card to withdraw money or refund tax in consumption abroad, the foreign currency transaction amount will be directly converted into RMB according to the market exchange rate for deduction, and there is no need to pay the currency conversion fee, which can avoid the cost caused by multiple conversions.

How long will it take to change a damaged credit card?

It takes about two days to replace a damaged credit card, and then the bank will mail the new card by registered mail or express delivery, and send a text message to inform the cardholder after the card is sent. Generally, the cardholder can receive the new card within 7 days-14 days.

Credit card replacement process:

After the credit card is lost or damaged, you can call the CCB credit card customer service hotline to apply for a replacement card;

If it is lost, you should report the loss first and then reissue the card;

50 yuan should be charged for loss reporting. If it's a magnetic stripe card, you don't need to charge again when you reissue it. If it is a special card type, it will be charged separately. For example, personality cards needs to charge 50 yuan's business card printing fee, and IC card needs to charge 20 yuan's handling fee.

If the credit card is damaged, it will be charged according to the specific situation. Generally, it will be charged according to 20 yuan, and the special card fee is the same as above.

Credit card processing conditions:

At least 18 to 65 years old;

Need my second-generation ID card;

A work certificate and income certificate stamped with the financial seal of the unit;

No bad credit record;

Other financial certificates, such as real estate, cars, stocks, bonds, etc.

Credit card application process:

Fill in the application form;

Information of the bank itself and a copy of the information;

The bank sends it to the credit card center;

The credit card center conducts audit, business card printing and card issuance;

After getting the card, I opened the card and waited for the password letter.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

What should I do if the credit card of China Bank is damaged?

You can call the customer service hotline to apply for a new card, and the validity period of the new card will be automatically extended and the security verification code will be changed. If you have linked other payment services, please rebind them according to the new card information. You need an activation card to use it.

The above contents are for your reference. Please refer to the actual business regulations.

So much for the introduction on how to deal with credit card breakage.