You are asking whether there will be any impact if you don’t use the China Merchants Bank All-Currency Platinum Card? No.

The China Merchants Bank All-Currency Platinum Card does not have any additional consumption conditions during the validity period of the card, and the annual credit card fee is waived. So there is no impact.

There are two types of platinum cards for China Merchants Bank’s full-currency credit cards, namely UnionPay platinum and visa gold cards.