1. If it is a VIS debit card, you can transfer money directly;
2. if it is a VISA credit card, it has the functions of transfer, cash withdrawal and overdraft consumption, just like ordinary credit cards. Therefore, if you use VISA credit card to transfer money, it is equivalent to the cardholder's withdrawal operation, and the cardholder needs to pay the withdrawal fee and interest. Moreover, the cardholder needs to return the transfer amount in full on the repayment date.