Hello, the credit card holder of Guangfa Bank has successfully applied for installment payment. The available periods are 3, 6, 12, 18, 24, etc. , each billing month is 1. The specific number of periods that the cardholder can apply for is subject to the approval of the bank and the final confirmation with the cardholder. The principal payable in each installment = the amount of consumption installment applied by the cardholder ÷ the number of installments. The method of "sharing and collecting by bill month" is adopted, and the handling fee shared by each bill month is equal to the consumption installment amount applied by the cardholder × the handling fee rate ÷ the number of installments, and the handling fee rate is determined according to the cardholder's qualification and the comprehensive service cost provided by the bank to the cardholder.
The handling fee rates for each period are 0.70%, 0.70%, 0.72% and 0.72% respectively.